tag:blogger.com,1999:blog-75907117585953014112024-02-08T10:48:37.139-08:00University essaysTopics To Write Essay AboutKaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.comBlogger54125tag:blogger.com,1999:blog-7590711758595301411.post-84202242219331935462020-08-27T20:17:00.001-07:002020-08-27T20:17:06.037-07:00The Google Story Book Report Essay Example | Topics and Well Written Essays - 1250 wordsThe Google Story Book Report - Essay Example With entrancing characters like Larry Page and Sergey Brin and CEO Eric Schmidt, one will undoubtedly turn the pages of this book and quick. My undisputed top choice among these characters introduced by the creators is Larry Page for his feeling of mind more than everything else. Additionally, he has demonstrated monstrous point of view where thoroughly considering of the crate and having huge premonition is concerned. With his trademark calm comical inclination he is a man who gets things going. Unassuming as he runs over, he has been hailed as a saint by many. For instance, this legend commended the main check earned for Google by eating with his accomplice at Burger King! (Tight clamp et al, 2006) This may likewise be because of the way that he is the antecedent of the social development made by Google which brings individuals and data inside closeness of one another. The Google story, has a tremendous story board set over a plenty of settings and formed with huge amounts of exploration. This is obvious in the subtleties introduced in the book. Likewise, there is a solid individual and human touch to the story and the manner in which it has been told, a style that is an invite takeoff from the average scholarly organization followed by most authors of such subjects. This makes the book even more hard hitting. In such manner, I will look to inspect different components that are generally pertinent in the present unique condition and pace of life. The first of these components is the executives style. Google, as an organization and a worldwide brand, has an adaptable administration style where each representative is an individual asset. Additionally, this organization is versatile in its style and its administration is one that centers around an analytical way to deal with every issue. Further, its administration style is one that shows an immense portrayal of the nations it works in, where work culture is concerned. (Tight clamp et al, 2006) Google has set new norms in one of a kind administration styles by indicating how each organization needs to take advantage of the individual objectives of its representatives to make and keep up an unmistakable style that will add to the equivalent and help incorporate the association's objectives with those of the people working inside. In such manner, Google's administration style is one that is forward glancing and situated in results and worker fulfillment. It has a solid nexus with the philanthropic way to deal with all issues, which makes it even more agreeable to work here and be a piece of the Google group. Likewise, the way that it is casual and easy in its way to deal with regular activities, makes it even more simpler to relate with Google at an individual level. Globalization is another component that adds to the essential picture of Google. As an organization that has a particular arrangement of administrations and virtual items most definitely, Google has introduced a period of immense data and information the board. Along these lines, globalization has been Google's center name and this has been completely analyzed in the book by Vise and Malseed. Google has helped shape the worldwide social industry with its administrations like Orkut, which Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-40071745382712577702020-08-22T13:05:00.001-07:002020-08-22T13:05:34.760-07:00September 11th victimsââ¬â¢ compensation Essay Example for FreeSeptember eleventh victimsââ¬â¢ pay Essay For what reason are relatives of September eleventh casualties remunerated in excess of an enduring relative of an American officer slaughtered in real life? Theory Statement: The impact of September 11 psychological oppressor assaults are incomprehensible and the groups of the casualties ought to be profoundly made up for itââ¬â¢s the main unmistakable path for the general public to show their empathy for the lives being relinquished. Herman, S. a. W. , Michelle (2004). Fixing the Harm: A New Vision for Crime Victim Compensation in America. National Center for Victims of Crime, 73. The fundamental expectation of the writers why they composed the article is for the most part to introduce a total image of the different impacts of the assault to the country. They talk about how the shelling significantly influence the country, inwardly, genuinely, and intellectually. Many have been damaged. The demise of just about 3,000 individuals in the assault was an extraordinary misfortune to New York City and to the country. As per the creator, itââ¬â¢s extremely hard to put dollar esteems on lives lost. Despite the fact that remuneration can not address all that the casualties endure, in any event it very well may be a basic segment in repairing their wrecked hearts. As the title of the article goes, ââ¬Å"Repairing the Harmâ⬠, it is a call for us to participate and show their empathy. A few issues about monetary help are likewise being handled. Various expenses of wrongdoings and its effects are being referenced as well. The creator likewise introduced various looks into and considers identified with the point. Most importantly, the article gives contentions on why money related remuneration is imperative to those casualties of violations. I will utilize the contentions of the creators to protect my situation on why the groups of September eleventh casualties need high money related contemplations. Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-76892353248831111342020-08-21T10:47:00.001-07:002020-08-21T10:47:27.342-07:00Morality and Babyhood EssayQualities of childhood: (From about fourteen days to 2 years) I) Babyhood is the genuine establishment age. Right now, numerous standards of conduct, mentalities and passionate articulations are built up. It is a basic period in setting the example for individual and passionate modifications. ii) Babyhood is a time of fast development and advancement. Children become quickly both truly and mentally. Changes are fast in appearance (stature and weight) and limits. The appendages create in better extent to the huge head. Scholarly development and change are corresponding to physical development and change. iii) Ability develops to perceive and react to individuals and articles in nature. The child can comprehend numerous things and impart its needs and needs. iv) The diaper days is a time of diminishing reliance. The child starts to get things done to itself. With reduction of reliance, a resistance to being treated as infant. A dissent takes fight comes as irate upheavals and crying when freedom is denied. v) It is a time of high independence which can be acknowledged in appearance and in examples of conduct. vi) Babyhood is the start of Creativity, sex job and socialization for modification in future life. vii) Babyhood is a risky period. The physical risks are ailment, mishaps, incapacities and passing. Mental dangers are boredoms and negative disposition. Havighurstââ¬â¢s Developmental Tasks During The diaper days Learning to take strong nourishment Learning to walk. Figuring out how to talk. Figuring out how to control the end of body squanders. Learning sex contrasts and sex unobtrusiveness. Preparing to peruse. Figuring out how to separate right and off-base and starting to build up an inner voice. Diaper days aptitudes Hand abilities â⬠self-taking care of , self dressing,and play abilities Leg abilities Jumping, climbing steps, running without falling discourse improvement in infancy Talking is perhaps the greatest achievement there is, and the most recent research recommends thereââ¬â¢s a ton you can do to enable your kid to turn into an ace gab. Months before my little girl Ella spat out her first official word (ââ¬Å"bath! ââ¬Å"), she was a Chatty Cathy as far as sheer noiseââ¬exercising her funnels by yelling for a taking care of, screeching at a sock manikin, or prattling ââ¬Å"ba ba baâ⬠as loud as possible. Furthermore, it turns out thereââ¬â¢s an explanation for the racket. For babies, itââ¬â¢s a sort of etymological cross-trainingââ¬a way they prep for the headliner of genuine discourse, also called probably the coolest achievement ever. The normal age at which children express a real first word is a year, and theyââ¬â¢re ready to oversee two-word ââ¬Å"sentencesâ⬠when theyââ¬â¢re 2. In any case, (rude awakening! ) as any pediatrician will bear witness to, babies hit language achievements at a wide scope of ages. A youngster who appears to be behind can out of nowhere make a mammoth jump in front of her companions, verbally. What's more, a child who starts talking early may stall out on a similar barely any words for a considerable length of time before adding more to her collection. So no looking at or freezing! Indeed, you can barely wait to hear that first word or ââ¬Å"wuv you. â⬠But like every Big Moment in your babyââ¬â¢s lifeââ¬sleeping as the night progressed, sitting up, first stepsââ¬it will happen when sheââ¬â¢s prepared. There are, in any case, demonstrated ways you can poke language improvement along, specialists state. Look at our stage-by-stage (and totally uneasiness free! ) manual for infant talk for the scoop on what youââ¬â¢ll hear, when to anticipate it, and how best to keep up your finish of the discussion. 1 Month Waaah. Crying may not sound conversational, however itââ¬â¢s your newbornââ¬â¢s essential approach to convey, which means she utilizes it for everything from ââ¬Å"Iââ¬â¢m tiredâ⬠and ââ¬Å"I need foodâ⬠to ââ¬Å"Itââ¬â¢s excessively splendid in here. â⬠Wailing likewise primes your child for real language by fortifying the equivalent neural pathways in the mind that are utilized for speechââ¬and by giving her larynx, the organ in the throat liable for sound creation, a great exercise. What to state back: Something that will mitigate the complaining and squalling. While a decent cry may practice your babyââ¬â¢s vocal lines, the sooner you can comfort her, the more sure sheââ¬â¢ll be that youââ¬â¢re truly tuning in to herââ¬and the additionally willing sheââ¬â¢ll be to continue attempting to ââ¬Å"tellâ⬠you what sheââ¬â¢s feeling. 2 to 5 months Ooh? aah. Those supercute coos are breezy sounds that come directly from the larynxââ¬making them simple to state for little children despite everything making sense of how to utilize their lips and tongues. Theyââ¬â¢re likewise fun. ââ¬Å"Kids will in general spotlight on specific sounds: screeches, vowels, or snarls, as we call them,â⬠says D. Kimbrough Oller, Ph. D. , a teacher of audiology and discourse language pathology at the University of Memphis. These will enable your little one to figure out how to control vocal tone and volumeââ¬something sheââ¬â¢ll need to frame her first word. What to state back: Anything in ââ¬Å"parentese,â⬠that singsongy voice that seems like it fell off a childrenââ¬â¢s CDââ¬only itââ¬â¢s you rehashing ââ¬Å"Hiiiii! â⬠Research shows the high pitch makes your baby truly pay heed ofââ¬and need to imitateââ¬what you state. 5 to 7 months Ah? goo. At the point when your infant starts to include consonants, it implies sheââ¬â¢s now ready to deliver a full collection of soundsââ¬a major semantic achievement. ââ¬Å"Itââ¬â¢s harder to create consonants since they require cooperation between the tongue and the lips,â⬠says Roberta Golinkoff, Ph. D. , executive of the University of Delaware Infant Language Project in Newark. ââ¬Å"Itââ¬â¢s a serious deal. â⬠What to state back: Narrate the sights you see on your drive or your day by day designs (ââ¬Å"Weââ¬â¢re setting off to the store for some milk, and afterward Daddyââ¬â¢s taking you to the recreation center! ââ¬Å"). Conversing with a non-talker may feel strange, however inquire about has discovered that newborn children really comprehend unquestionably more than we understand. In one examination, half year olds who heard the word ââ¬Å"mommyâ⬠reacted by taking a gander at an image of their mother. 7 to 9 months Ma mama. Was that a first word? Well? In spite of the fact that your child is most likely still just parroting sounds, when she begins prattling in particular syllables, her ââ¬Å"conversationâ⬠can sound so much like language that itââ¬â¢s difficult to tell. Consider this her last dress practice for assembling those syllables in a manner that has genuine significance. What to state back: Talk about the things around her so sheââ¬â¢ll interface objects with words. Just donââ¬â¢t accept ââ¬Å"bo-boâ⬠implies ââ¬Å"ballâ⬠in the event that she says it while going after her shoe. ââ¬Å"Notice where your kid is looking before you mark an article. Itââ¬â¢s versatile for babiesââ¬and a great deal of guardians do it naturally,â⬠says Jenny Saffran, Ph. D. , executive of the Infant Learning Lab at the University of Wisconsin-Madison. 9 to a year Nee-near. Getting out the perfect sounds takes practice, so for the time being, your babyââ¬â¢s making up combos that show genuine objectsââ¬a midpoint among jabbering and genuine discourse. She may state ââ¬Å"nee-nighâ⬠for ââ¬Å"bottle,â⬠or ââ¬Å"sho-shoâ⬠for ââ¬Å"yogurt,â⬠for instance. What to state back: As long as you comprehend what your babyââ¬â¢s attempting to state, donââ¬â¢t bandy over right elocution. Trading in odd names for standard words is typical for new talkersââ¬so your best move is to react such that shows you comprehend: She says ââ¬Å"banktee,â⬠you produce her cover. Itââ¬â¢s adorable to hear (and state) her made-up words, and specialists state itââ¬â¢s fine if ââ¬Å"bankteeâ⬠gets de rigueur in your family unit. In the end, youââ¬â¢ll eliminate it for the genuine article. 12 to 15 months Dog. Whatever unmistakable word your youngster creates first, itââ¬â¢s bound to be something sheââ¬â¢s intrigued by and something she can without much of a stretch sayââ¬which is the reason the single-syllable ââ¬Å"Da,â⬠ââ¬Å"Ma,â⬠ââ¬Å"ball,â⬠and, indeed, ââ¬Å"dogâ⬠are genuinely basic first words. ââ¬Å"Kittenâ⬠and ââ¬Å"televisionâ⬠? Not really. What to state back: ââ¬Å"Hurrah! â⬠Cheering on her talking endeavors will rouse her to ace new words. Additionally, Golinkoff takes note of that the standard for babies figuring out how to talk is ââ¬Å"the more language in, the more language out. â⬠So continue talking! Thusly, youââ¬â¢re providing the words for fascinating articles and feelings. Add that to lauding her for utilizing the ones she definitely knows and youââ¬â¢ll before long have an all out engine mouth on your hands. 15 to year and a half Go. After your baby has let out that first word, sheââ¬â¢ll realize what she needs to do to make othersââ¬including various grammatical features, similar to action words and descriptors. By 15 months, most children can say at least 20 words, and the dictionary extends as weeks pass by. What to state back: Cuddle up with a decent story for an easy decision vocab sponsor. Impeccable at this age: board books loaded up with quick and painless words, similar to Where Is Babyââ¬â¢s Belly Button? by Karen Katz, or Dear Zoo, by Rod Campbell. ââ¬Å"Talk about whatââ¬â¢s in the photos, as well,â⬠proposes Julie Masterson, coauthor of Beyond Baby Talk: From Sounds to Sentences, A Parentââ¬â¢s Complete Guide to Language Development. ââ¬Å"Itââ¬â¢s a good time for children to hear you state ââ¬ËSee the pooch? It says ââ¬Ëwoof. ââ¬Ëâ⬠18 to 22 months Da-me-fo-honey bee. You realize your little child is stating something amazingââ¬if no one but you could get it. In their subsequent year, kids become experts of absurd discourse, creating strings of rich rubbish that sound like an artificial adaptation of grown-up discussion (frequently complete with intonation and hand signals). Sheââ¬â¢ll additionally be stating around 30 Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-56849255178910111182020-05-26T04:32:00.001-07:002020-05-26T04:32:04.295-07:00Why Juveniles Should Not Juveniles - 2051 Words Introduction The question of whether or not juveniles have the knowledge or maturity to waive or exercise their rights comes to be very controversial in situations of juvenile interrogations. There is a discrepancy between whether juveniles should be responsible enough to exercise their rights or if they are immature, vulnerable, and all together incapable of understanding the rights they are granted. Many people believe that juveniles should have a parent present during interrogations to guide them through their rights while others believe that juveniles who commit crimes should be held equally as responsible for their actions as adults. What is Interrogation? Interrogation is when law enforcement authorities question witnesses orâ⬠¦show more contentâ⬠¦This method is used exactly the same on both adult and juvenile offenders and it not adjusted to the fit the differences between them. PEACE is a form of investigative interview that is formulated to acquire information rather than gather a confession from a suspect. PACE required all interrogation conducted by police to be recorded. The differences between youths and adults is recognized by PACE and an adult is mandatory to be present during the interrogation of a juvenile. (Feld, 2013) Miranda Rights and the Fifth Amendment Miranda rights were developed after the case of Miranda v. Arizona. In this Supreme Court case Ernest Miranda was arrested on charges of rape and kidnapping. When taken into custody, Miranda was not informed of his rights by law enforcement officials. Miranda confessed to the crime he was charged with after an interrogation by police, but his lawyer claimed that Miranda, being an immigrant, was not aware of his rights and therefore was not aware of his right against self-incrimination grated to us in the Fifth Amendment (U.S. Const. amend. V). Following the case of Miranda v. Arizona, the government is required to notify individuals are their Fifth Amendment constitutional rights at the time of the arrest. (Miranda v Arizona, 1966, p. 903) The question presented in cases of juvenile interrogation is whether or not juveniles have the capacity to understand their Fifth Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-23390820687610142582020-05-15T11:08:00.001-07:002020-05-15T11:08:03.718-07:00Fama And French Model And Capm Finance Essay - Free Essay Example Sample details Pages: 6 Words: 1708 Downloads: 7 Date added: 2017/06/26 Category Finance Essay Type Narrative essay Did you like this example? Estimating the expected return of the asset is the fundamental of finance subject and it is vital to the existence of the business. There are two models of asset pricing widely used to calculate the cost of equity: Capital asset pricing model (CAPM) and Fama and French three factor model. This report will critically analyze the strength as well as weakness between two models; also, it will explain the reason why CAPM are widely used by the manager even though it has quite a lot of shortcomings. Donââ¬â¢t waste time! Our writers will create an original "Fama And French Model And Capm Finance Essay" essay for you Create order CAPM (Capital asset pricing model) is used to calculate the expected return on one stock, indicating the close relationship between the expected return of the risky asset and the Beta (specific systematic risk, derived from the time-series regression analysis). CAPM predicts that stocks with high expected return should have high risk because the expected return has positive linear relation with the non-diversifiable risk i.e. Beta. (IRJ) CAPM equation: E(r) = rf + Beta[E(rm) rf] CAPM is widely used to estimate the discount rate of the firms future cash flows. Another application of CAPM is the Sharpe ratio e.g. reward to variability ratio, it measures the performance of the asset by dividing the expected return by the standard deviation. (investment) SML (Security market line) graphs the relationship between Beta and the expected return, it measures the rate of return needed to compensate for the risk born by the investors, and for the time value of money as well. As long as CAPM holds, all assets should lie on the SML. Securities lie above the SML will have greater expected return with the same risk, which means they are underpriced, the difference between the actual and expected return is called alpha or abnormal return. In reality, the investor would like to buy the underpriced and sell the overpriced securities. CML (Capital market line) shows the relationship between the expected return and the standard deviation by mixing risky portfolio with the risk free asset.(Bodie) The Sharpe-Lintner model indicates that the Jensens alpha or intercept is zero. Actually, according to recent tests of Douglas (1968), Black, Jensen and Scholes (1972), Blume and Friend (1973) as well as Fama and French (1992), the intercept is greater than the risk free rate. (JEP) According to Banz(1981), CAPM model fails to explain the relation between the firm size and the expected return, which is called size effect. Similarly, the book-to-market ratio is anot her important factor that can affect the return of the stock. Several tests have proved that Beta alone is not enough to explain all the risks in reality. (IRJ) CAPM works by estimating beta from the market, combining it with the risk free rate and market return to calculate the cost of equity capital. However, several empirical tests have proved that the actual relation between Beta and the expected return is much lower than the prediction of CAPM. According to Friend and Blume, CAPM indicates that high beta stocks have high returns and low betas stocks have low returns, which is imprecise. (JEP) To overcome this weakness, researchers such as Jensen and Scholes (1972), Friend and Blume (1970) have tested and they conclude that using Beta of a portfolio would be more precise than using Beta of individual stock. Beta can explain individual stock return therefore it is able to explain the portfolio return; using portfolio beta can help reduce errors in variable problems. Althoug h this method still has a small problem, it decreases the statistical power; it can be fixed by sorting portfolios by the beta, from the lowest to the highest. (JEP) To examine the efficiency of Beta, an empirical test on the Athens Stock Exchange (ASE) has been run: 100 stocks have been selected from FTSE/ ASE 20, FTSE/ ASE Mid 40 and FTSE/ ASE Small Cap and they were formed into 10 portfolios. The table below is the summary of the result from the regression analysis. Portfolio rp beta (p) a10 0.0001 0.5474 b10 0 0.7509 c10 -0.0007 0.9137 d10 -0.0004 0.9506 e10 -0.0008 0.93 f10 -0.0009 0.9142 g10 -0.0006 1.0602 h10 -0.0013 1.1066 i10 -0.0004 1.1293 j10 -0.0004 1.2024 Average Rf 0.0014 Ãâ Average rm=(Rm-Rf) 0.0001 Source: Metastock (Greek) Data Base and calculations (S-PLUS) (IRJ) One of the main points of CAPM is that high Beta should result in high expected return. Nevertheless, the test on 100 stocks of ASE has provided an opposite conclusion. Portfolio a10 has the lowest Beta (0.5474) but it has the highest return (0.0001) while j10 has the highest Beta with the lowest return. FAMA Beside CAPM, the three factor model (or Fama and French model) is another alternative to achieve asset pricing. According to the model, the sensitivity of the expected return depends on those three factors: + The difference between the return on the market portfolio and the risk free rate: rm rf + The difference between the return on the portfolio of small stocks and the portfolio of large stocks: SMB (small minus big) + The difference between the return on the portfolio of high book- to- market- value stocks and portfolio of low book to market value stocks: HML (high minus low) The expected return of stock i is: Er(i) rf = alpha(i) + Beta(i) (rm rf) + Beta(SMB) r(SMB) + Beta(HML) r(HML) + e(i) Fama and French indicate that firms with high book to market value ratio and positive slope on HML are more likely to gain higher returns and in return, have higher possibility in facing financial distress because small firms are more sensitive to changes of the market. (Multifactor) One of the most serious defects of Fama and French model is the momentum effect of Jegadeesh and Titman (1993), which indicates that stocks which showed high returns in the past 3 or 12 months will continue to gain high returns in the next several months and similarly, stocks performed badly in the past would continue to have poor performance. This assumption is left unexplained. (JEP)(Multi) Also, bad-model is another problem that Fama as well as other asset pricing model fail to explain. Although the three factor model seems to give more accurate result, it is still based on the empirical model of expected returns; however that model cannot completely explain the average return. The bad-model effect is less serious in the short term returns (daily); however, it becomes important in long term returns, especially on small stocks. (10.1) Finally, because Fama and French explain more clearly the factors of risk, it requires detailed forecast of market index r eturn, SMB as well as HML return, which make it difficult and expensive to apply this method.(Bodie) Compare: Beta from CAPM alone cannot fully explained the total risk of the stock, while Fama and French model indicates that the sensitivity of the return depends on the market, size and book-to-market ratio to explain the expected return, many studies have proved that the Fama and French model provides a more accurate estimation for the expected return. CAPM fails because Beta shows little relation to variables such as BE/ME, PE and CP ratio which are important in determining the expected return. Here is an example of applying Fama and French model and CAPM in Thailand Stock Exchange: 421 companies are divided into 6 groups: SH, SM, SL, BH, BM, BL. S and B are the size of the company, whereas H, M, L represents the book-to-market value. SH BH SM BM SL BL 114 14 122 56 52 63 (Thailand) The table below shows the adjusted R squared of CAPM and Fama and French model in Thailand Stock Exchange from 2002 to 2007: According to Bodie, adjusted R-s quared is the square root of the correlation coefficient, it estimates the regression line. It is called the measure of goodness -of-fit; adjusted R-squared is also a tool to compare the usefulness among models because it can measure how much of the difference in individual stock return can be explained by the estimation. (Compare) Ãâ CAPM Fama and French SH 0.295 0.567 BH 0.077 0.91 SM 0.143 0.33 BM 0.231 0.885 SL 0.351 0.384 BL 0.671 0.669 According to the table above, the value of adjusted R-squared of Fama and French model dominates the CAPM. The average value of FF model is 0.63 where as CAPMs is 0.3. The range of CAPM is from 0.077 to 0.671 while FF models range is from 0.33 to 0.91. Apparently, Fama and French model can express more efficiently than CAPM model. (Thailand) Here is another test ran by Zhi Da (2008) to compare the efficiency between two models: A set of 30 portfolio has been created and analyzed: Ãâ Cross sectional Analysis Ãâ CAPM FF 3 Factor Average Factor Return Intercept 0.0034 0.005 Ãâ Ãâ -1.76 -2.41 [1.75] [2.39] MKT 0.0058 0.0038 0.0067 Ãâ -2.22 -1.41 Ãâ [1.85] [1.18] SMB Ãâ 0.0041 0.0021 Ãâ -1.98 Ãâ [1.72] HML 0.0017 0.0042 Ãâ -1.11 Ãâ [0.88] adj R2 32.51% 35.91% (item) According to the table, the intercept of Fama and French model is consistent with its theory, it is greater than CAPMs (0.005 versus 0.0034), while FFs market factor is less than CAPMs. The significant strength of the three factor model is that it acounts for the risk of the size and book-to-market ratio of the company, and therefore the model has higher coefficient as opposed to CAPM, Fama and French model can explain nearly 36% of the expected return, whereas CAPM can explain only 32.5%. Conclusion: CAPM indicates that Beta alone can explain all the risks related to the expected return, the discount rate and Beta is strongly related. However, several tests have proved that CAPM failed. The first point is that the intercept is actually greater than the risk free rate. Secondly, Beta alone is not enough to explain the risk; the expected return can be affected by other factors such as the size and book-to-market ratio. And finally, in reality, Beta does not have the relationship with expected return as strong as predicted by CAPM. Fama and French model provide a more accurate estimation as opposed to CAPM. It indicates that the expected return are affected by three factors: market return, size effect (SMB) and book-to-market ratio (HML). However, it still has shortcomings. The first defect is that it failed to explain the momentum effect. Secondly, not only Fama and French but others asset pricing model are based on the empirical model of expected return, which cannot complete ly explain the average return. Finally, the three factor model is quite complex and expensive to apply. If the forecast of the market return, SMB or HML is not accurate, then the result might be worse than CAPMs. Thus, although CAPM model still has a lot of defects, it is still widely used by managers. (Bodie) Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-19355800898830479362020-05-06T16:31:00.001-07:002020-05-06T16:31:09.220-07:00Keny The Heartland Of Eastern Africa - 1549 Words Kenya is a diverse republican country, considered to be the heartland of Eastern Africa. Kenya is named after Mount Kenya, a primary landmark and second highest peak in Africa. As a primary focus for travel, adventure and vacation, Kenya displays multiple aspects of historical materials and knowledge along with recreational exploit that draws tourist from all around the world. Kenya also represents interesting topics and lifestyles such as its geographic location, distinct cultural customs, including some remarkable tribal bodies, world organizations with accomplished leaders and much more that grasp travelersââ¬â¢ attention. If adventuresome travelers venture to Kenya, Africa they will most likely arrive in Jomo Kenyatta International Airport in Nairobi; the capital and largest city in Kenya. Kenya offers a memorable view of diverse Geographicââ¬â¢s. Kenya is located transversely over the equator in east-central Africa, along the coast of the Indian Ocean. With borders of Som alia to the east, Ethiopia to the north, Tanzania to the south, Uganda to the west, and Sudan to the northwest, Kenya has an area of 224,960 square miles. The country is divided into seven geographic regions including The Coastal Region that extends about 250 miles from the southern port where Kenya joins Tanzania, to north border of Somalia. Characterized by a variety of geographical features, this region introduces a variety that is noticeable as one ventures north or south. The larboard shoreline contains Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-88823073230417582492020-05-05T19:28:00.001-07:002020-05-05T19:28:13.892-07:00Health Care Interventions For Indigenous People â⬠Free Samples Question: Discuss about the Health Care Interventions For Indigenous People Answer: Introduction Indigenous people across the globe are custodians of a wide range of biologically diverse areas and hold the responsibility of contributing towards the cultural and linguistic diversity of the world. These group of people are often subjected to marginalisation, discrimination and conflict in socio-economic context. Their way of life has been put under threat against urbanisation and globalisation, and the social inequalities they suffer have been reflected repeatedly in the health issues arising within he population (Gibson et al. 2015). The present report aims to critically analyse the social as well as economic influences on health outcomes of the indigenous populations. The health issue selected for the paper is diabetes which is being examined within the context of two indigenous population, the Maoris of New Zealand, a developed country, and the Adivasis of India, a developing country. The paper compares and contrasts how the social determinants of health influence this problem in both populations. How the social determinants been addressed in an intervention aimed at combatting the problem is also discussed. Health issue within the context of two indigenous populations Though the ethnic composition of the population of New Zealand is predominantly of European descent, the indigenous population of the country comprises of the Maori population and other indigenous groups. The prevalence of diabetes among the Maori population is high, with distinct differences in statistics between the two. With the increase in ageing population and rapid demographic changes, the incidence of type 2 diabetes is also on the rise. The Maori population are known to suffer from high rate of diabetic nephropathy and in comparison to the non-indigenous population they have increased chances of developing renal failure due to diabetes. Self-reported prevalence of diabetes among this population, as reported in the year 2013/14, is almost twice that of the non-Maori population. Research shows that a much higher level of disparities between the M?ori and non-M?ori is prevalent for diabetes complications (Atlantis et al. 2017). In India, the high prevalence of diabetes among the common population has grabbed the attention of public health departments to immediately take necessary actions. This is specially true for the indigenous population of the country, referring to the adivasi community. Studies identify that indigenous population of the country develop diabetes at least ten years earlier than the non-indigenous population. The medical complications arising within this population as a result of diabetes is nephropathy, chronic glomerulonephritis and chronic interstitial nephritis (Harris et al. 2016). Comparison and contrast of how the social determinants of health influence this problem in both populations The predisposition for indigenous population to develop diabetes is indicated to have a relation with young age at the onset of diabetes and socio-economic as well as cultural factors leading to insufficient access to medical care (Zimmet et al. 2014). Income is considered to be the most vital determinant of health as there is a correlation between low income and poor health outcomes. In India, the indigenous people have a high risk of suffering from diabetes without proper care regimen due to low income. This can be understood well in light of the fact that India is a developing country and there is economic instability across the different areas. However, the impact of this determinant of health is similar in New Zealand, which is a developed country. The Maoris experience a financial crisis that has a direct impact on their health. Poverty in New Zealand has become a topic of public discussion over the last few years. Patients suffering from diabetes as a result of poverty are not in a condition to treat this issue with required eating habits. Likewise, in India, the scenario is somewhat similar to most of the indigenous population living in poverty, unable to afford the nutrients required to combat diabetes. Education level is critical in determining the economic and social position and therefore health status. The Maori population is known to attain a high level of educational participation through a high level of literacy. In contrast, indigenous people in India have low education levels. As a result of low education levels, the patients suffering diabetes are not in the position to understand the adverse implications of diabetes. The knowledge base they have regarding diabetes is less, and it is difficult to make them understand the importance of adhering to a strict management plan (Holt et al. 2016). Cultural and ethnicity play a pivotal role in the health outcomes of the indigenous population. The concept of culture in the broad sense is the norms and accepted patterns of behaviour in a group within the society. As indicated, the tendency to adhere to traditional beliefs and customs regarding health is the man cause of poor adherence to treatment procedures. In India, the indigenous people prefer referring their traditional and cultural remedies for diabetes that are not appropriate under many circumstances (Kaveeshwar and Cornwall 2014. Likewise, within the Maoris, culture is central to their well-being and how they perceive diabetes. Cultural inequalities are the underlying socioeconomic determinants of health (Farmer 2015). How the social determinants are been addressed in an intervention aimed at combating the problem Maori leadership has been identified to be a key tool for developing health promotion within the Maori community. The intervention that has proved to be effective in addressing the social determinants of health among the Maori population is health care delivery through Maori health care providers. This approach has been important to bring changes in the health behaviours of the vulnerable population through creating a social connect. Use of Maori models of health promotion is a key philosophy underpinning the primary health outcomes of the patients. Maori specific services have been crucial to developing a bond between the care providers and thereby bringing changes in the way this population perceive their healthcare. These care providers work mainly with the families who suffer from the adverse impacts of low socio-economic factors and drive the changes that can be brought within this context. The providers address the issues such as low health literacy and educational levels so th at there is an increased knowledge about the risk factors for diabetes and the management practices. However, it is too soon for assessing the impact of major provider health organisations on addressing the social determinants of health (Cram 2014). In India, cultural safety education has been implemented in parallel with other interventions to improve access to the indigenous population to mainstream services of healthcare in order to combat the socioeconomic determinant. Cultural safety acts as a framework for education imparted regarding diabetes prevention and management. The initiatives of cultural safety include the teaching of the advantages and disadvantages of traditional care practices in relation to health. In addition, it strives to identify the social and cultural attitudes impacting the perception of individuals. The community is given a chance to reflect on their view and expression regarding diabetes and share their cultural experiences governing them. Self-awareness is constantly being promoted, and healthcare professionals are advocating cultural non-immersion approach. Along with confronting and understanding the issue of cultural health practices, a critical component of the education is to achieve an overall improvement in the socio-economic determinants of health in an indirect manner (Farmer et al. 2016). Conclusion Coming to the end of this report it can be concluded that prevalence of diabetes among the indigenous population of both developing and developed countries are continually compelling public health departments to implement strategies to address this health issue. Though much progress has been made as these strategies address the social and economic determinants of heath, there is scope for improvement in this area. This can only be achieved through research and involvement of the population in health decision making. Reference Atlantis, E., Joshy, G., Williams, M. and Simmons, D., 2017. Diabetes Among M?ori and Other Ethnic Groups in New Zealand. InDiabetes Mellitus in Developing Countries and Underserved Communities(pp. 165-190). Springer International Publishing. Cram, F., 2014.Improving M?ori access to cancer, diabetes and cardiovascular health care: Key informant interviews. Auckland: Katoa Ltd. Farmer, A., 2015. A Community Based Participatory Research Approach to Create a Diabetes Prevention Documentary for M?ori. Farmer, A., Gage, J., Kirk, R. and Edgar, T., 2016. Applying Community-Based Participatory Research to Create a Diabetes Prevention Documentary with New Zealand M?ori.Progress in Community Health Partnerships: Research, Education, and Action,10(3), pp.383-390. Gibson, O., Lisy, K., Davy, C., Aromataris, E., Kite, E., Lockwood, C., Riitano, D., McBride, K. and Brown, A., 2015. Enablers and barriers to the implementation of primary health care interventions for Indigenous people with chronic diseases: a systematic review.Implementation Science,10(1), p.71. Harris, S.B., Tompkins, J.W. and TeHiwi, B., 2016. Call to Action: A New Path for Improving Diabetes Care for Indigenous Peoples, a Global Review.Diabetes Research and Clinical Practice. Holt, R.I., Cockram, C., Flyvbjerg, A. and Goldstein, B.J. eds., 2016.Textbook of diabetes. John Wiley Sons. Kaveeshwar, S.A. and Cornwall, J., 2014. The current state of diabetes mellitus in India.The Australasian medical journal,7(1), p.45. Zimmet, P.Z., Magliano, D.J., Herman, W.H. and Shaw, J.E., 2014. Diabetes: a 21st century challenge.The lancet Diabetes endocrinology,2(1), pp.56-64. Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-31367838647707883992020-04-13T10:47:00.001-07:002020-04-13T10:47:04.020-07:00Awesome List of Philosophy Dissertation Topics and Questions Writing philosophy papers presents challenges because the majority of philosophy topics pursue questions that have no specific answers or issues to which no solutions have been found. Such topics mostly rely on critical thinking of the students to defend their arguments. This guide highlights some tips to help you choose appropriate questions as well as sample topics to consider. Do you Know How to Select the Best Philosophy Dissertation Topic? The selection procedure aims to find what topic you can explore best. However, selecting a topic for your dissertation can be the difference between success and failure in your paper. You need to be careful in the selection process because it dictates the nature of your dissertation paper. So how do you select the best one? Below are some useful tips to help you determine a suitable dissertation topic. Knowledge on the Subject Matter Pick a topic which you are familiar with. Many students have gotten stuck or failed to complete the work because they realized later that the topic was ââ¬Ëtoo hard for them.ââ¬â¢ You are given the freedom of choice, and you should use it to your advantage. Your Interests Choose a topic that aligns with questions that fascinate you or issues that you are interested in. Writing about something that you like is motivating, and thus you are likely to complete the work on time. Manageability Too wide or too narrow topics are your enemies. Find a topic whose content can fit within the required number of pages. You should be able to exhaust all the essential points in a topic and adequately present them in the dissertation. We Have a List of Philosophy Dissertation Topics to Guide You Philosophy dissertations are based on themes such as religion, theology, ethics, epistemology, morality, ontology and many more. Unfortunately, we cannot cover them all here. However, our experts have gathered random sample topics to help give you some inspiration in creating one of your own. The topics include: How God and the grounds of morality affects human actions The theory of resistance and its impact on human beings Theories behind moral obligation and how they affect society The rationality of taboo and its consequences to human practices The moral justification between combatants killing each other in war and murder. The justification behind the use of terror tactics in war and their effects on society. The difference between blasphemy laws and freedom of expression. An examination of shame in relation to immoral art. An application of corporate social responsibility to the entertainment industry. Investigating artificial intelligence against philosophical logic. An analysis and defense of the concept of evil. An analysis of religion versus ethics and defense of medical studies opting to use animal parts to save human lives. The philosophical foundations in ancient Indian medicine. The concept of empathy and how it lacks in sadists. An analysis of the concept of happiness and its direct correlation to helping others. A basic ontology of play and leisure. Ethics and religion in William of Ockham philosophy. The logic behind the insanity defense. Philosophy Dissertation Questions You Can Consider Below are sample questions that can help you develop a topic for your philosophy dissertation. Why canââ¬â¢t physics explain the presence of evil in the world? Would it be ethical to get brain implants that give you an eidetic memory? Is God real? Should voluntary euthanasia be legalized? What makes an action to be considered evil? Why should we be moral? Should science be controlled? Can all forms of equality ever be achieved? Is it morally justifiable to sterilize another human being? Do genetics determine human behavior? Is sexual behavior the key to interpreting human behavior? Why do we have dreams? Does wealth make life easier or harder? Find Your Fit with Philosophy Dissertation Ideas You Can Pursue There are many concepts in philosophy that you can choose to explore to develop a dissertation topic. Letââ¬â¢s highlight some of them: Deductive reasoning The illusion of free will Hedonism Idealism Knowledge and the nature of knowledge The existence of life beyond death Moral reasoning War crimes The concept of beauty Human rights The concept of modernism Marxism The concept of humanitarianism Theory of functionalism Fatalism concept Ethics and decision making Political obligation Human behavior and genetics The concept of equality Philosophy as a way of life Pragmatism Philosophy science and the concept of substance Existentialism Contact us for Help Is that philosophy paper making your life difficult? Let us handle it for you. Our team of experts can provide a dissertation help service on any topic tailored to suit your requirements. Contact us today. We assure quality and confidentiality. Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-39012155637826377492020-03-11T10:43:00.001-07:002020-03-11T10:43:02.773-07:00Laugh in Spanish With the Verbs ReÃÂr and ReÃÂrseLaugh in Spanish With the Verbs Reà r and Reà rse Is there a difference in meaning between reà r and reà rse? Dictionaries give the same definition for both. The two verbs, which mean to laugh, mean basically the same thing. Although you will find some regional variations, reà rse is the more common of the two. Thus, while reà would be understood to mean I laughed, it would be more common to say me reà . Reà r by itself can sometimes sound poetic or old-fashioned. When Reà r or Reà rse Is Required There are at least two cases where one form is required: More commonly, when followed by de, the reflexive form reà rse usually means to make fun of or to laugh at: Me reà a de mi hermano, pero ahora somos amigos. (I used to make fun of my brother, but now were friends.)14. 3/19. Expanded, fixed error, added takeawaysSe reirn de su falta de sofisticacià ³n computarizada. (They will laugh at your lack of computer sophistication.)Me quiero reà r de mà mismo. (I want to laugh at myself.) If you are talking aboutà what makes a person laugh, the reflexive form isnt used. Hacer is typically used as the verb for to make: Me hace reà r cuando estoy triste. (She makes me laugh when Im sad.)Austin Powers no me hizo reà r ms de una vez. (Austin powers didnt make me laugh more than once.)Ayer me hiciste daà ±o y hoy me vas a hacer reà r. (Yesterday you hurt me and today youre going to make me laugh.) Theres no logical reason why reà rse de is used to mean to laugh at rather than reà rse a or even reà rse en. Thats just the way it is. This is one of those cases where you should learn the preposition along with the verb. Conjugation of Reà r and Reà rse Reà r is one of the very few -ir verbs with an accent on the final syllable. It is conjugated irregularly, but only in terms of writing, not pronunciation. An written accent is needed in many forms to prevent the e of the stem and and à of the ending from forming a diphthong. And example of the written irregularity can be seen in the indicative present forms with the irregular forms shown in boldface): yo rà o, tà º rà es, usted/à ©l/ella rà e, nosotros/as reà mos, vosotros/as reà s, ustedes/ellos/ellas rà en. Words Related to Reà r Among the Spanish words related to or derived from reà r: la risa - laugh (noun), laughterrisible - laughablerisià ³n - mockery, ridicule (noun)la risita - chuckle (noun)el riso - chuckle (noun; word used in limited areas)la risotada - guffawsonreà r - to smilesonriente - smiling (adjective)la sonrisa - smile (noun) Among the few English words etymologically related to reà r are derision and risible. All these words come from the Latinà ridÃâre, which meant to laugh. Phrases Using Reà r or Reà rse Here are four common expressions that use these verbs, most often reà rse. Translations other than those given here can be used: reà rse a carcajadas - to laugh ones head off, to laugh ones tail off, to roar with laughter, etc. (A carcajada is a loud laugh or a guffaw.) - Nos reà amos a carcajadas de las cosas que decà a el cà ³mico. (We roared with laughter at the things the comic said.) A more colloquial way of saying the same thing is reà r a mandà bula batiente, literally to laugh with a flapping jaw.reà rse entre dientes - to chuckle (literally, to laugh between the teeth) - La tenista rià ³ entre dientes y sacudià ³ la cabeza. (The tennis player chuckled and shook her head.)reà rse hasta el llanto - to laugh until crying - Muchos dà as nos reà amos hasta el llanto. (Many days we would laugh to the point of crying.)reà rse para adentro - to laugh on the inside - Me rà o para adentro cuando recuerdo lo que escribià ³. (I laugh on the inside when I remember what she wrote.) Key Takeaways Both reà r and its reflexive form, reà rse, mean to laugh, and they are often interchangeable with little to no change in meaning.The reflexive form reà rse is used in the phrase reà rse de, meaning to laugh at, while the simple form reà r is used in the phrase hacer reà r, meaning to cause to laugh.Reà r and reà rse are conjugated regularly in terms of pronunciation, but a written accent is often needed to maintain that pronunciation. Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-52931113466029628302020-02-24T01:10:00.001-08:002020-02-24T01:10:03.835-08:00Strategic Analysis & Planning Coursework Example | Topics and Well Written Essays - 3000 wordsStrategic Analysis & Planning - Coursework Example With such widespread popularity, it would appear that Microsoft made a lucrative and rational decision to acquire Minecraft in order to secure a more profitable strategic position in the international gaming market. However, the acquisition of Minecraft was an all-cash agreement that cost Microsoft $2.5 billion, which is a substantial financial risk in terms of expenditures for the acquisition in an environment where Mojang, Minecraftââ¬â¢s original developing company, only earned $326 million in revenues in 2013 (Stuart and Hern 2014). With the assumption that Minecraft manages the same revenue-producing capabilities year-on-year, it would theoretically take Microsoft 6.1 years to recover the just the cost of the acquisition of Mojang. This report conducts a strategic analysis of this acquisition in order to determine whether this was a shrewd business decision and whether the $2.5 billion acquisition can effectively serve the strategic objectives of Microsoft. It should be recognised that there is not a specific strategic business unit at Microsoft that is being evaluated as in 2013 the firm restructured the organisation in an effort to consolidate global business operations. The firm desired to unify the company and believed that this reorganization and consolidation would contribute to greater control and innovation production as a result of incorporating established SBUs (Ludwig 2013). Hence, strategic analysis will consider Microsoft as a newly-combined firm that now has inter-dependencies controlled centrally in areas of production, development, marketing and strategy. Michael Porter (1987) introduced his Five Forces model which describes the potential competitive forces that pose risk to a competing business, a framework for projecting future competitive activity and potential for profitability over an extended period of time. Figure 1 illustrates Porterââ¬â¢s Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-26911799565950659312020-02-07T17:55:00.001-08:002020-02-07T17:55:03.114-08:00Family Violence Essay Example | Topics and Well Written Essays - 750 wordsFamily Violence - Essay Example As the causes of family violence are understood, there are effective methods that society can employ to reduce the frequency of this horrific behavior. Patterns. There are many patterns relevant to family violence which have been identified by health and law enforcement officials. The first of these is the patterns associated with cause. It should be stressed that seeking a simple, single identifying cause is not the correct approach. In fact, "one-dimensional accounts of cause and effect are manifestly inadequate" (Shipway 4). One of the many causes for family violence is the fact that it can be a learned behavior. It is common knowledge that children who grow up in abusive environments have a much higher likelihood of becoming abusers themselves when compared to those children who have been raised in non-violent homes. There is also the matter of individual deviant behavior. Sometimes, regardless of an individual's history, they turn violent and are unable to control their impulses. There are also behavioral patterns associated with family violence. One major pattern in this category is that of substance abuse. Whether they are over-consuming alcohol or using street drugs, individuals who abuse these substances tend to be involved in family violence incidents more frequently. Another behavioral pattern is that of rage, or "acting out." For whatever reason, when these people are under stress, they tend to strike out violently. The most frequent recipient of this violence is a family member. There are two victim response patterns that are particularly noteworthy. The first is the tendency to react to violence with violence. In many cases, an abuser will initiate an act of violence against a family member, only to have that person turn violent themselves. Many a drunken husband has found that a wife with a frying pan can be a formidable opponent. At the opposite end of the spectrum is the victim response of total passivity. In this pattern, the victim never stands up for themselves and just takes whatever abuse the violent party wants to subject them to. Strategies. Once the patterns are identified, there are some strategies that can be implemented which will address and help resolve the problem. In terms of social policy, there is the need to address the issues of negative learned behavior, provide behavioral modification tools for the individual actors, and ensure the protection of the victims. It is important that there be a multi-agency approach to these solutions. For example, instead of simply relying on law enforcement to battle the criminal aspect of family violence, social services should respond by "setting up treatment centers for the violators, offering them aggression management therapy, and at the same time supporting the women through assertiveness training and therapy" (Shipway 15). As education is provided so that the pattern of learned violence is addressed, therapy could be included so that effective behavior modification could supplement that education. These two strategic efforts, combined with law enforcement's protection of the victims or removal of the abuser from the family environment, present a combination of methods that, when taken together, are more effective than each one standing alone. With the combination of understanding the patterns that contribute to Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-8220474508928259162020-01-29T11:18:00.001-08:002020-01-29T11:18:02.709-08:00Is There a Biodiversity Crisis Essay Example for Free Is There a Biodiversity Crisis Essay Most commonly, biodiversity is referred to as the differences in the forms of life inside an ecosystem. There are different definitions regarding to the scope and to whoever has defined the word biodiversity. The first definition which the most common definition of the word states that biodiversity is the variation of life at levels of biological organization. This definition simply states that biodiversity claims the general differences in the living organisms that exist in an ecosystem. The second definition characterizes biodiversity as an assessment of the overall health of an ecosystem. The health of an ecosystem is relatively based on the number of species that thrives in an ecosystem. Thus, biodiversity is also measure of the relative physical condition of the different organisms alive in an ecosystem. Another definition, which is most commonly used by ecologists, describes biodiversity as the entirety of the genes, species and ecosystems of a certain region. This third definition relates the three basic levels that identify biodiversity: (1) genetic diversity, (2) species diversity and, (3) ecosystem diversity. In the main, biodiversity for ecologists also relates the interactions of species to species and also the interaction of the species to the environment they are in. Therefore, it is not only the species of organism that are interacting with one another but also the organism are interacting with the air, soil, water and the factors that constitutes the totality of the environment. The environment is very essential to all the living forms in the planet. Clearly, it is the provider of our most basic needs: food, water and air. It gives us water for drinking, air for breathing, food to supply as with energy and other necessities. Humans are pat of a very big ecosystem ââ¬â the earth. With all the animals and the other forms of living things in the earth interacting with one another, surely, one kind of species needs the other in order to survive. Such as the way the spider needs its web and the horse needs the grass, all the organisms, need the planetââ¬â¢s wealth in order to survive. The collection of plants and animals are the ones that keep an ecosystem stable. The more diverse an ecosystem is, the more that it is stable and the more that it is likely to survive. Biodiversity crisis is one of the threats that lead to the extinction of certain species of animals and plants. Still, nobody knows the importance of each and every living thing on earth. However, their loss can be equated to a loss in medicine, technology and balance in nature, which in turn mar risk the lives of humans. Factors There are so many factors that contribute to the weakening and deterioration of biodiversity. It includes too much use and over exploitation, physical and chemical modification of the areas which serves as habitats for certain organism, introduction of foreign species of organisms to an area and modifications in the conditions of habitats. Some factors that contribute to the total fall of biodiversity in an area are also socially based. This includes rapid population growth, over exploitation of resources, useless and ineffective knowledge, unworthy management and increasing demand for areas to be modified into industrial and technological spots. Human activity is a large fraction of the causes of biodiversity crisis of the world. The diverse activities of humans can be accounted as the primary cause of the degradation of the diversity of life of the planet. Certain human activities create a huge impact to the environment. Two of which are human population and the level of consumption of humankind. These two factors constitutes to the major environmental changes that are happening in the planet. Also, the principal activities of humans for the purpose of his survival in the planet such as agriculture, fishing, hunting, manufacturing, trade, industry, and even recreational activities such as hiking, mountaineering and tours are directly and indirectly creating a major effect on the environmental balance. Records show that hunting and sever use and exploitation of the animal life and environment are the most cases that can be observed in the word today. These activities are the biggest threats to the existence of various kinds of animals not only in Tibet but also in other countries such as Thailand and Philippines. In Tibet, exploitation of animals is a major environmental problem. Animals are being killed for commercial reasons. Skin of rare animals, antlers of deer, heads of various animals mostly the Tibetan gazelle and fur of wild animals such as leopards can be seen in the market and are sold openly without penalties and forced restrictions by the authorities. More to that, hunters are not only free to kill animals in the wild but also, they can get their own permit to hunt in the wild. They are given permit to kill animals for the purpose of producing income and for the purpose of causing a rapid decrease in the population of the animals that they use for commercial purposes. Also, another major cause of biodiversity crisis in the world and still, an example of human activity is forest degradation and transformation of habitats to industrial sites. Forest degradation does not only concern the loss of trees in the rainforests but also the loss of the animals that depends on these trees for survival. Wide exploitation of the forests has been recorded in most of the countries in the world as early as human population began to rapidly increase. The act of cutting trees to be used either for construction of houses or for the purpose of selling to companies and other groups and for the purpose of having a new site wherein industries, houses, subdivisions and chemical plants are to be erected, all constitutes to the improper and over utilization of resources. These activities are the roots of extensive migration of birds and animals to other areas which causes over crowding of species in an area and wide losses in certain species that eventually dies due to the loss of trees and the loss of the existence of rainforests which serves as their habitat. Losses These human activities in effect, cause enormous impact to the environment. Effects incorporate land transformations, rapid decrease in the population of specie which mostly results to extinction and immense changes in the patterns of weather, water cycle, nutrient accumulation and chemical introduction. In the long run, these direct effects of human activities consequently are the ones that cause various changes in the global climate, patterns of migration, reproduction and habitat and an overall irreversible loss form the environment and consequently a loss to the humankind. On the whole, human activities have brought changes not only to the other living organism in the planet but also to the planet itself. Accordingly, human activities have caused the environment to weaken inducing a less stable planet that could less support existence of life. The world is rapidly loosing its wealth and richness. Due to the acts of man, not only he and the other forms of life are at risk but also the whole world. Manââ¬â¢s activities constitute much of the factors that contribute to this hasty decline. As man continues to increase its population and greedy concept of living, the diversity of life is steadily going to a point of fall. As this happens, lakes and rivers are transformed to highways and canals, forests will soon be out of trees and animals and will be turned to deserts. Natural diversity will be continuously raped and will make way for the rise of towering buildings, winding roads, infrastructures, houses, villages, factories, mines, schools, shopping malls and gardens. Existence of the technological advancements will soon interfere with the usual patterns of the weather and global climate as well as the lives of different species. In turn, they will be extinct and will never be enjoyed again by the coming generations. Eventually, the works of man today will weaken and continuously exploit the wealth of planet until comes to a point where it can no longer hold for the existence of man and his doings. References Center for Biodiversity and Conservation. (2007). Biodiversity in Crisis?. Retrieved December 6, 2007, from http://cbc.amnh. org/crisis/crisis. html. Simberloff, Daniel. (2007). Habitat Change, Population Growth, and the Biodiversity Crisis: Getting Ahead of the Extinction Curve. Retrieved, December 5, 2007, from http://www. angelo. edu/events/university_symposium/93_Simberloff. html. Shah, Anup. (2007) Biodiversity. Retrieved, December 5, 2007, from http://www. globalissues. org/EnvIssues/Biodiversity. asp. The Fruitarian Foundation. (2000). The Biodiversity Crisis. Retrieved December 5, 2007, from http://www. fruitarian. com/ab/TheBiodiversityCrisis. htm. Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-24545123181524583382020-01-21T07:41:00.001-08:002020-01-21T07:41:03.840-08:00Herbal Weight Loss Products Essay -- Diet Health Nutrition PapersHerbal Weight Loss Products An analysis of two particularly controversial products Herbal remedies, along with vitamins and various other types of dietary supplements, have long been popular with the customers of health food stores. But now they are part of a boom in alternative remedies and are widely available in supermarkets and pharmacies. In recent months, there has been an incredible surge in the sheer volume of scientific studies that have discussed the effectiveness of such herbal products. Medical scientists consider such findings promising but preliminary; additional research must definitely be explored. However, herbal supplement manufacturers are using such studies to boost the credibility of traditional herbal remedies. There are currently no government regulations to specify the purity, dosage or effectiveness of these products. Many consumers are opting to try them, assuming that the "natural" products with a long history of use will undoubtedly be safe. As herbal remedies continue to gain in popularity, reports by consumers of serious complications are also increasing. In one statistical report it was stated that 500 incidents were reported to the Food and Drug Administration last year alone. Leading the list of dangerous and ineffective ingredients are ephedra (or Ma Huang) and Chromium. Ephedra alone has accounted for more than half of the complaints in the past three years and has been associated with more than three dozen deaths. Thus the validity and the efficacy of these claims will need to be addressed. What are the claims of "Natural" Healing? It is obvious that our bodies are remarkable machines. However, the claim is that natural remedies aid the body's immune system toward tot... ...ances M. "Chromium Picolinate--Still Hot on the Market". Healthy Weight Journal. Jul;8(4), 1994. Dolby, Victoria. "Tip the Scales in Your Favor with Metabolic Weight Loss Nutrients". Better Nutrition. Oct; 58(10), 1996, Okie, Susan. "Looking for Mr. GoodPill; Americans Have Fallen in Love With Herbal Supplements--But Do They Work? Are They Safe?" The Washington Post, Nov. 25, 1997. Reading, S.A. "Chromium Picolinate". Journal of Florida Medical Association. Jan;83(1): 29-31, 1996. Stearns, D.M. "A prediction of chromium (III) accumulation in humans from chromium dietary supplements". FASEB. Dec;9(15):1650-7, 1995 Trent, L.K. "Effects of chromium picolinate on body composition". Journal of Sports Medicine and Physical Fitness. Dec;35(4):273-80. Walsh, Julie. "The great chromium debate". Bicycling. Oct/Nov; 37(10), 1996. Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-28659346807383633302020-01-13T04:05:00.001-08:002020-01-13T04:05:07.135-08:00Impact of Grey Marketing on Indian Economy Essayââ¬Å"An unofficial market in which goods are bought and sold at prices lower than the official price set by a regulatory agency Grey marketing (also sometimes known as ââ¬Å"gray marketâ⬠) involves the trade of legal goods through unauthorized, unofficial, and unintended channels of distribution. Hence, trademarked products are often exported from one country to another and sold by unauthorized individuals or firms. This practice is also often known as parallel importing, product diverting, and even arbitrage, and typically flourishes when a product is in short supply, when manufacturers resort to skimming strategies in specific markets. A good example is the trading of crude oil by an individual. The grey market includes services that are typically unregistered to evade taxes. Perfectly legitimate occupations, such as domestic help, babysitters, part time beauticians and freelancers, may not be registered. Not only is it difficult to detect such defaulters, the punishment is usually mild. For example, even as Apple, Inc., rolled out its latest third-generation iPhone on July 11, 2008, several retail stores throughout the world, including those in China and Thailand, continued to take orders even though this product was not being sold in those markets. Their computer codes were unlocked, so that the phones could be used with different mobile service providers. Even in India, one of the fastest-growing markets for cell phones, Apple delayed the release of the original iPhone until mid-2008, a year after the release in the United States and six months after its release in Europe, because of the fear of grey market sales. A wide range of goods and services have been sold through grey markets, including automobiles, broadcasting delivery, college textbooks, pharmaceuticals, photographic equipment, video games, and even wines. Research has demonstrated that every one of the worldââ¬â¢s eight major export regions has experienced grey marketing activity damaging to their operations. Parallel market is further encouraged by periods of war or any other crisis. During harsh political conditions or natural disasters, scarce goods are rationed by the government. People have the tendency to violate restrictions or rationing laws to secure the products they desire. In the United States, grey market goods are prohibited according to Section 526 of the Tariff Act of 1930, which expressly forbids importation of goods of foreign manufacture without permission of the trademark owner. However, the implementation of regulation by the U.S. Customs Service and the courtsââ¬â¢ interpretation of the law have not been in line with each other. In a recent study, about 13 percent of the firms in North America have reported some form of grey marketing. A positive outcome of grey markets is that they provide brand-name goods at lower prices to the customer. They can create incremental sales in markets not in direct competition with sanctioned dealers, and sometimes help companies overcome distribution bottlenecks because of local government regulations. Occasionally, it is less expensive to tolerate grey marketing than to shut down the operations completely because of the time and resources required to monitor the violations. Finally, eradicating grey marketing activities can provide a firm with sound marketing intelligence regarding customers in these markets and their buying behavior. On the other hand, the phenomenon obviously also has several drawbacks for companies. It simultaneously undermines the manufacturerââ¬â¢s distribution arrangements and their ability to control quality it creates the dilution of exclusivity and damages existing channel relationships. Official dealers may not choose to offer significant services in order to compete with the grey market price for the product. There is likely to be an erosion of the brandââ¬â¢s global image, and the firm is unlikely to have the ability to use traditional pricing strategies, thus having less control over their overall marketing strategies. 2.According To World Health Organization: 2.1.Parallel Imports: Parallel imports are imports of a patented or trademarked product from a country where it is already marketed. For example, in Mozambique 100 units of Bayerââ¬â¢s ciprofloxacin (500mg) costs US$740, but in India Bayer sells the same drug for US$15 (owing to local generic competition). Mozambique can import the product from India without Bayerââ¬â¢s consent. According to the theory of exhaustion of intellectual property rights, the exclusive right of the patent holder to import the protected product is exhausted, and thus ends, when the product is first launched on the market. When a state or group of states applies this principle of exhaustion of intellectual property rights in a given territory, parallel importation is authorized to all residents in the state in question. In a state that does not recognize this principle, however, only the patent holder who has been registered has the right to import the protected product. Sometimes referred to as ââ¬Å"grey marketâ⬠imports, parallel imports often takes place when there is differential pricing of the same product ââ¬â either brand-name or generic drugs ââ¬â in different markets (usually owing to local manufacturing costs or market conditions). The Trade-Related Aspects of Intellectual Property Rights (TRIPS) agreement explicitly states that this practice cannot be challenged under the World Trade Organization (WTO) dispute settlement system and so is effectively a matter of national discretion. Parallel imports can reduce the price of health products and pharmaceuticals by introducing competition. However, they can also affect the negotiation of tiered pricing regimes with pharmaceutical companies. If a private pharmaceutical company agrees to sell a product at a lower price in poor countries, it will need some assurance that the cheaper product will not be imported back into its rich country markets, undercutting its profits (product di version). 3.Grey Marketing by Industry: 3.1. IPO Grey Marketing in India: Cities like Ahmedabad, Kolkata and Rajkot are the most active centers for the IPO (initial public offerings) grey market. Trades done in the grey market are settled on the day of listing. Once the deal is done at a stipulated price, the seller must deliver the shares after he has been allotted the shares by the company. If the seller falls short in receiving the exact number of shares that he has sold in anticipation, then he must buy the shares on the market (once the share is listed) to honor his commitment. Most of the recently-concluded initial public offerings are quoting at a significant premium in the grey market, compared to their issue prices; this means that the issues are perceived to have been underpriced. Many traders short sell in the grey market if they feel that the premium on offer is unwarranted and that the stock may list at a price lower than what most market players expect it to. Though grey-market operators say that there is a constant change in the grey-market premium, it largely depends on the subscription on the last day and the market conditions, post issue closing. 3.1.1. In the stock market, what is the concept of grey marketing? Grey marketing is a trade of something legal but through unofficial and unauthorized distribution channels. In contrast, black marketing is a trade of illegal goods or services through illegal channels. The grey market of goods is to import and sell products through market channels which are not authorized by the manufacturers. It occurs when the prices of a product differ significantly in different countries. The grey market of securities markets and IPO (Initial Public Offer) is to buy and sell the shares to be allotted in the future. Once the trading is done in the grey market at a stipulated price, the seller must deliver the sold number of shares to the buyer on the day of listing to honor the commitment. 3.1.2.Effect of Grey Market Trading on Indian Economy 3.1.2.1Grey Market: Rs. 1L in Reliance Power IPO will earn 9% in 20 days [pic] AHMEDABAD: Reliance Power (REPL) seems to have electrified grey market operations in Ahmedabad with operators willing to shell out as much as Rs. 9,000 for every application of Rs. 1 lakh. In the bustling grey market in Gujarat, such high rates are unheard of. The last benchmark for hectic activity was the Mundra Port and SEZ IPO in November when the grey market started buying applications for Rs. 7,500 in the last stages of the issue. With the REPL offer ready to hit the market on January 15, the grey market is trading the shares and the applications. It basically means that if you have Rs. 1 lakh to invest when the IPO opens, you have a secured 9% return within 20 days of closing of the issue when the stock would be listed. After SEBI cleared REPLââ¬â¢s IPO, grey markets had resumed trading in the stock with premium saudas (trades) at Rs. 340-350 and application buying rate at Rs. 7,500. While the premium has zoomed to Rs. 390-400, the applications rate touched Rs. 9,000 and could break the Rs. 10,000 mark by the time the IPO hits the market, sources said. The excitement on the counter in the grey market has come on the heels of news that REPL will offer 5% discount to retail investors, who will also get an option to pay only 25% of IPO amount at the time of application. 3.1.2.2.Reliance Power IPO: Grey market sees Rs. 2000 crore loss: [pic] AHMEDABAD: The dismal debut of Reliance Power on the bourses may result in losses to the tune of Rs. 2,000 crore in the grey market. Operators also fear a payment crisis as many investors are threatening to hold back payments. Grey market players ââ¬â both operators and investors ââ¬â who were expecting the stock to list in the range of Rs. 550-Rs 600 per share, were in shock as Reliance Power opened at Rs. 430 and closed at Rs. 372.50 on its first day on the exchanges. This could also adversely impact the premium transactions in forthcoming IPOs (initial public offers). Ever since the grey market began trading in this IPO, the premium on Reliance Power shares had peaked at Rs. 450 over and above IPO price of Rs. 450 per share. Majority of trading in R-Power IPO in the grey market was done at an average premium of Rs. 300 per share. As the issue closed at Rs. 372.50, most market operators, who had taken huge exposures, have lost Rs. 377 per share. It is estimated the grey market has already taken an exposure of five crore equity shares, leading to losses worth Rs. 1,900 crore. It is also learnt that many investors in Jaipur have refused to honor their payment commitment to grey market operators in Ahmedabad, as the IPO plunged after listing. This could well result in operators losing out on large sums of money and have a cascading effect in the market. 3.1.2.3.Grey market bets big time on DLF IPO: [pic] AHMEDABAD: Only time can tell whether you could get the elusive pit of gold at the end of the DLF IPO rainbow. But, street savvy investors in Gujarat have already started earning a secured 4% return on their investment in the initial public offer of the countryââ¬â¢s biggest realty developers, much before the offer hits the market on June 11. Large numbers of investors, who want to earn secured interest earning up to 4%, are selling their IPO applications to grey market operators in Ahmedabad. Although the DLF IPO is opening from May 11, IPO applications are being sold anywhere between Rs. 3,800 and Rs 4,000 for a single application worth Rs. 1 lakh. Activities in the Ahmedabadââ¬â¢s grey market, popularly known as Sakar Bazar, has gradually been heightening as the market enters the final week before a deluge of public offering hit the primary markets. Led by DLF IPO, the next two months could see close to Rs. 50,000 crore being raised from the market. On one hand, the grey market is witnessing huge trading in IPOs, which are yet to be listed on the bourse. On another hand, people are selling their IPO applications to the grey market operators for a secured interest. Even as DLF shares are yet to be listed on the bourse, operators in Ahmedabadââ¬â¢s grey market are trading DLF shares at a premium of Rs 37 to Rs 38 on its issue price of Rs 500-Rs 550. Similarly, Meghmani Organic is fetching a premium of Rs 5 over its issue price. And, itââ¬â¢s not only in the case of these two IPOs. All IPOs are traded in the Ahmedabad grey market, which seems to have a handle on the pricing of IPO listings. It has been found by most market participant of the capital market that majority of the IPOsââ¬â¢ listing prices are normally close to the last trading price of the IPO in the Ahmedabadââ¬â¢s grey market. 4.WINE: The grey market in wine flourishes, particularly in the case of champagne. Many large champagne producers do their own importing, and desire to maintain independent price points in different markets. Thus a bottle of Champagne might cost US$35 in the United States while the same bottle might be only 15 Euros in France. It is often profitable to buy the wine in Europe from an authorized distributor, and resell it in the US. In the case of enormous pricing disparity, it is not uncommon to find a grey-marketed wine selling for less at retail than the wholesale price of the authorized distributor. In the case of a large availability disparity between the US and Europe, the grey market price may be the same or higher than the authorized price. Typically the importer of a wine is the one most concerned about grey market sources. The winemaker may or may not care what happens to the wine after it is sold, although he or she might complain to appease an importer. 4.1.India imports 72,000 cases of wine a year PUNE: The Indian wine market is growing at 30-40% annually and this rate will continue for the next 5-6 years in keeping with global trends. However, the current per person per year consumption of wine in the country is as low as 9-10 ml. The Maharashtra Industrial Development Corporation has mentioned this in its note on the grape wine industry of Maharashtra, based on a report prepared by Rabo International Bank. The highest wine consuming countries such as France and Italy has per person wine consumption as high as 60 to 70 liters annually. Those in China consume four liters, the report stated. Domestically, 80 % of wine consumption is confined to major cities like Mumbai (39 %), Delhi (23 %), Bangalore (9 %) and Goa (9 %) whereas rest of India has only 20 % consumption. The MIDC report further stated that India currently imports 72,000 wine cases (nine liters to a case) a year. About 32,000 of this are bottled at origin and the other 40,000 cases are imported in bulk flexi bags, which are subsequently bottled by Indian wineries. Besides this, about 12,000-15,000 wine cases are sold through the grey market. In 2009-2010, some seven lakh liters of wine worth Rs. 5.92 crore was exported to France, Italy, Germany, US, UK, Singapore and Belgium from Maharashtra. The state had announced its `Maharashtra Grape Processing Industrial Policy 2001â⬠² on September 19, 2001 with wine as an important part of it. According to a report by MIDC, four components are required to make good wine. Those are soil, climate, vines and human factor ââ¬â that is the people who brew wine. A lot depends on finding the ideal balance between the characteristic of soil, the microclimate and the grape varieties. At present wine grapes are grown on a 7,000 acre area in the state. In 2010 there were a total of 74 wines making units (36 in Nashik, 13 in Sangli, 12 in Pune, 5 in Solapur, 4 in Osmanabad, 3 in Buldana and 1 in Latur district) that had started production in the state. At present, total production of wine in the country is 1.45 crore litres from 90 wineries in the country. Of that, 1.32 crore litres wine is produced by 75 wineries in Maharashtra. The total investment in wineries was Rs 431.71 crore in 2009 which rose to Rs 452.10 crore in 2012. France, Italy, Spain, Germany are the main grape wine producing countries in the world. Nearly 32,000 million litres wine is produced per annum. 5.AUTOMOBILES: Automobile manufacturers segment world markets by territory and price, thus creating a demand for grey import vehicles. In the United Kingdom the term applies to vehicles imported either new from cheaper European countries or from Japanese domestic models imported secondhand from Japan or Singapore, which both have strict laws against older cars. This importation of secondhand models from Japan/Singapore tends to involve sports models that were never released in the UK or models that fetch a high price in the UK due to their performance or status. Although some grey imports are a bargain, some buyers have discovered that their vehicles do not meet British regulations or that parts and service are hard to come by because these cars are different from the versions sold new in the UK. In New Zealand, grey market vehicles comprise a majority of cars in the national fleet. These secondhand imports have achieved ââ¬Ënormalââ¬â¢ status and are used and serviced without comment throughout society. A huge industry servicing and supplying parts for these vehicles has developed. After years of trying to stop grey imports the car companies themselves have become involved, importing in competition with their own new models. 6.MOBILE HANDSET: iphone Launch gets hit by Grey Marketing: 6.1.Low-cost handsets to get impacted, says industry: Nearly 75 per cent of the currently available mobile handset models in the market could get defunct or redesigned with the Government deciding to bring in new radiation norms for the telecom sector. The Department of Telecom has accepted a proposal by an inter-ministerial committee to lower the permitted radiation in mobile phones by 50 per cent. The move will impact almost all the handset makers, especially those who operate in the low-end segment. 6.2.Handset price: According to the Indian Cellular Association, the new radiation norm will jack up handset price by 5-30 per cent as handset makers will have to make additional investments to meet the new rules. According to the new guidelines, handsets should not have Specific Absorption Rate (SAR) of more than 1.6 watt/kg taken over a volume containing as mass of 1 gram of human issue. This is the same levels allowed in the US. India till now followed the European standards wherein handset makers are allowed to have SAR levels of 2 watt/kg on a 10 gram human issue. Globally, about 1,500 million mobile phones are sold per year out of which more than 80 per cent is sold in countries where European guidelines are followed. In India, there about 10 global brands, another 15-20 Indian brands and more than 4,000 importers who trade in unbranded Chinese phones. ââ¬Å"Most of the handsets under Rs 11,999 which are approximately 645 or so would have to be redesigned. Effectively, this would disrupt the entire operation of more than 88 per cent of the legal handsets sold in the market (the legal market is approximately 70-75 per cent of Indiaââ¬â¢s total volume market). All global brands and domestic brands will get seriously impacted by this,â⬠Mr. Pankaj Mohindroo, President, Indian Cellular Association. 6.3.Chinese handsets: The industry is worried that the new guidelines will have no impact on the Chinese unbranded grey market phones, which is handled by over 4,000 importers with volumes between 3 and 4 million a month. The handset makers fear that the grey market will get a window of opportunity of approximately 6-9 months to rapidly expand their volumes before the branded companies start bringing redesigned phones. ââ¬Å"If the Government is bringing new laws to address concerns of health and security then it should also set up good monitoring. While the branded phones will have to bear the costs to redesign phones, grey market devices will continue to be available without any check,â⬠said Mr. S.N. Rai, Co-founder & Director, Lava International ââ¬â one of the Indian handset Company. According to ICA, the industry would be able to redesign approximately 100 models in about 6-9 months and 200 in 24 months. There are about 850 handset models available in the market at present. ââ¬Å"The legal industry will never be able to redesign all the models and the availability would constrict to at best 150- 200 models within 18-24 months of implementation of such norms,â⬠Mr. Mohindroo said 6.4.Ultra low-cast models: ICA said that in the case of ultra low-cost handsets, it may not be possible to redesign these handsets and all the models in the ultra low-cost handsets less than Rs 1,500 could get knocked out of the market. Apart from lowering the permitted radiation levels, the new guidelines also make it mandatory for handset makers to display the SAR level on the handset. The DoT is expected to notify the new norms shortly. Keywords: mobile radiation norms, low-cost handsets to get impacted, Specific Absorption Rate (SAR) 6.5.Dark days for mobile grey market: The import duty on mobile phones has been reduced from about 16 per cent to around 4 per cent.Industry participants also believe that the shift from grey market to the legal market is by and large on the account of growing number of mobile retail stores. ââ¬Å"The mobile stores provide accessibility to the consumers. Our mobile stores are at all the visible locations, so consumers can walk in anywhere and get the best deals possible,â⬠said Subhiksha marketing vice-president Mohit Khattar. Industry analysts say that a huge grey market exists because of the differential of around 10 per cent to 25 per cent between legal and grey handset prices.With growing competition in the organized mobile retail market, players are offering products at lower prices. This, in turn, helps counter the grey market and bolsters footfalls in these stores. ââ¬Å"Consumers can buy high-end, genuine branded handsets with guarantee of replacement or repair through the mobile retail stores. Trust is the predominant factor that consumers are turning towards the branded retail stores,â⬠said HotSpot CEO Sanjeev Mahajan. Consumers are opting for accessibility and do not mind paying extra for it. The grey markets operate from a few areas in a city. On the other hand, mobile stores are more easily accessible as they are located in all prominent markets. The growing brand consciousness among the people, analysts say is also propelling the consumers to approach branded mobile retail stores. Mobile phone retail chains like Mobile Store, Mobi Retail, RPG Cellucom, currently account for just 7 percent of the overall mobile handset market, which has a market share of Rs 15,000 crore. ââ¬Å"Currently, the impact of mobile retail stores on the grey market is minimal. However, considering the rapid growth rate of organized mobile retail, its contribution is set to increase in the next 3-4 years,â⬠said retail consultancy Technopak Advisors chairman Arvind Singhal. Though the grey market in mobile phones has reduced, a large (75%) grey market still exists in mobile phone accessories such as batteries and chargers, which are often available at one-tenth the price of company branded accessories . Last year, the mobile phone makers asked finance ministry to reduce 34% duty on imported accessories, but nothing concrete has happened as yet. 7.PHOTOGRAPHIC EQUIPTMENT: Generally regarded as legal in most countries, parallel imports make expensive photographic equipment attractive to savvy users. The grey market in photographic equipment is thriving in highly developed and heavily taxed states like Singapore, with dealers importing directly from lower taxed states and selling at a lower price, creating competition against a local authorised distributor. Grey sets, as colloquially called, are often comparable to authorised imports. Lenses or flash units of parallel imports often only differ by the warranty provided, and since the grey sets were manufactured for another state, photographic equipment manufacturers often offer local warranty, instead of international warranty, which will render grey sets ineligible for warranty claims with the manufacturer. Due to the nature of local warranty, importers of grey sets usually mask the flaw in warranty with their own warranty schemes. These are often warranties with reduced benefits or lasting a shorter period of time. Grey sets do not differ particularly from an authorised import. They look and function identically, apart from the manufacturerââ¬â¢s warranties having been voided. 7.1.Grey market for digital cameras may bite the dust soon: KOLKATA: Grey markets for digital cameras may soon become a thing of past, feel the imaging majors in India. ââ¬Å"It is certainly the year of demise for grey market in compact category, and the sun will set soon in DSLR (Digital Single Lens Reflex) segment,â⬠said Alok Bharadwaj, senior V-P, Canon India. Though being an unorganized sector, it is spread in many metro cities, like in Kolkata, at Metro Galli, Kidderpore, and in Delhi, at Pallika Bazar. ââ¬Å"Earlier, Nikonââ¬â¢s competition was Nikon grey but now the scenario has changed and grey market has shrunk a lot. Its no more a cause for concern,â⬠said Sajjan Kumar, GM, imaging, Nikon India. According to Bharadwaj, the grey market in the country is mostly activated in DSLR segment and itââ¬â¢s roughly around Rs. 250 crore, but since India is the main focus for all the global camera majors and as a consequence of that, the market is also increasing rapidly, which is ultimately causing the death of grey market. ââ¬Å"The general trend amongst consumers is to buy expensive lenses and camera bodies from the grey market at a cheaper rate, but now with most of the players providing the product at a place nearby them, with an extended guarantee period and free memory cards, people are ready to buy it from us officially,â⬠said Kumar. ââ¬Å"More awareness among the consumers and round-the-clock marketing have also stepped up the chances to diminish the grey market,â⬠said Hiroshi Takashina, MD, Nikon India. It may be noted that Nikon India has recently doubled its marketing expenditure to Rs. 120 crore from last yearââ¬â¢s Rs 60 crore. Another common feeling amongst the leading camera players is, if government reduces tax on the DSLR bodies, lens, accessories, then the process of erasing grey market will be rapid. ââ¬Å"Currently, the basic duty on lenses and accessories is still at 10%, which makes it a little difficult for us to bring DSLR prices further down, despite a phenomenal growth in the sector,â⬠said a top official of Olympus India. Currently only 1% of Olympus Indiaââ¬â¢s sales is affected by grey market. ââ¬Å"The Comprehensive Economic Partnership Agreement (CEPA) will benefit us surely to cut the excessive costing,â⬠feels Bharadwaj. It may be noted that India and Japan have signed the CEPA Act, under which both the countries will enjoy some trade benefits during the bilateral trade. According to Takashina, India is a price conscious market where 75% of the sales are in the category of cameras priced below Rs.10,000, so with more shopping shop concept and 24 hour customer care backup, it is now more sensible for a customer to buy the gear from official dealers than to go and buy it from the grey market. 8.BROADCASTING: In television and radio broadcasting, grey markets primarily exist in relation to satellite radio and satellite television delivery. The most common form is companies reselling the equipment and services of a provider not licensed to operate in the market. 8.1Industry body opposes levy on TV sets: [pic] NEW DELHI: Consumer electronics industry said on Monday that sale of television sets would be hit and investment flows affected, if government imposes a license fee on TV sets. Also, share of the grey market would go up if such a proposal is accepted, Anoop Kumar president Consumer Electronics and TV Manufacturers Association (Cetma) said.[pic] Government is planning to impose a license fee of 10-15% on purchase price of each TV set, to provide financial help to Prasar Bharati. If the proposed levy is imposed, the level of taxation on TV sets would rise to 45-50% and the share of the grey market will certainly increase, a Cetma official said. When total incidence of taxes on ACs was about 50%, the grey market was more than 80%. With the reduction of taxes, the grey market for ACs has practically disappeared. The increase in the share of grey market for TV sets will ultimately result in loss of revenue to the government, Cetma added. Cetma said any ââ¬Å"additional burdenâ⬠would result in a major slowdown of the television industry, already reeling under heavy taxes. 9.VIDEO GAMES: Grey markets can sometimes develop for select video game consoles and titles whose demand temporarily outstrips supply and the local shops run out of stock, this happens especially during the holiday season. Other popular items, such as dolls can also be affected. In such situations the grey market price may be considerably higher than the manufacturerââ¬â¢s suggested retail price. Online auction sites such as eBay have contributed to the emergence of the video game grey market. 10.How to control the web of Grey Marketing? In order to reduce the impact of grey market goods, firms can take the following strategies: Enforcement of intellectual property rights Manufacturers or their licensees often seek to enforce trademark or other intellectual-property rights against the grey market. Such rights may be exercised against the import, sale and/or advertisement of grey imports. However, such rights can be limited. Examples of such limitations include the first-sale doctrine in the United States and the doctrine of the exhaustion of rights in the European Union. When grey-market products are advertised on Google, eBay or other legitimate web sites, it is possible to petition for removal of any advertisements that violate trademark or copyright laws. This can be done directly, without the involvement of legal professionals. eBay, for example, will remove listings of such products even in countries where their purchase and use is not against the law. Refusal to supply Manufacturers may refuse to supply distributors and retailers (and with commercial products, customers) that trade in grey-market goods. They may also more broadly limit supplies in markets where prices are low. Refusal to honor warranties Manufacturers may refuse to honor the warranty of an item purchased from grey-market sources, on the grounds that the higher price on the non-grey market reflects a higher level of service. Alternatively, they may provide the warranty service only from the manufacturerââ¬â¢s subsidiary in the intended country of import, not the diverted third country where the grey goods are ultimately sold by the distributor or retailer. This response to the grey market is especially evident in electronics goods. Reliance on regulation Local laws (or customer demand) concerning distribution and packaging (for example, the language on labels, units of measurement, and nutritional disclosure on foodstuffs) can be brought into play, as can national standards certifications for certain goods. Tracing grey-market goods Manufacturers may give the same item different model numbers in different countries, even though the functions of the item are identical, so that they can identify grey imports. Manufacturers can also use batch codes to enable similar tracing of grey imports. Parallel market importers often de-code the product in order to avoid the identification of the supplier. In the United States, courts have decided that decoding which blemishes the product is a material alteration, rendering the product infringed. Parallel market importers have worked around this limitation by developing new removal techniques. Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-10401159965162385472020-01-05T00:29:00.001-08:002020-01-05T00:29:04.615-08:00Serial Killers Ray and Faye Copeland Ray and Faye Copeland lust for killing came with their retirement years. Why this couple, both in their 70s, went from being loving grandparents to serial killers, who used the clothing of their victims to make winter quilts to snuggle under, is both morbid and perplexing. Here is their story. Ray Copeland Born in Oklahoma in 1914, Ray Copelands family never spent much time in the same place. When he was a child, his family was constantly moving, on the hunt for employment. The situation worsened during the Depression, and Copeland dropped out of school and began scrounging for money. Not satisfied with earning meager wages, he got involved in scamming people out of property and money. In 1939 Copeland was found guilty of stealing livestock and check forgery. He was sentenced to a year in jail. Faye Wilson Copeland Copeland met Faye Wilson not long after he was released from jail in 1940. They had a brief courtship, then married and began having children one after another. With several additional mouths to feed, Copeland quickly returned to stealing fromà livestock ranchers. While this may have been his chosen profession, he wasnt very good at it. à He was constantly getting arrested and did several stints in jail. His scam was not very slick. He would buy cattle at auctions, write fraudulent checks, sell the cattle and try to leave town before the auctioneers were informed that the checks were bad. If he failed to leave town in time, he would promise to make the checks good, but never follow through, In time, he was banned from buying and selling livestock. He needed a scam that would allow him to operate despite the ban, one that he could profit from, and that the police could not trace back to him. It took him 40 years to think one up. Copeland began hiring vagrants and drifters to work on his farm. He set up checking accounts for them, then sent them to buy livestock with bad checks from their accounts. Copeland then sold the livestock and the drifters would be fired and sent on their way. This kept the police off his back for awhile, but in time he was caught and returned to jail. When he got out, he went back to the same scam, but this time he made sure the hired help would never be caught, or even heard from again. The Copeland Investigation In October 1989, Missouri police received a tip that a human skull and bones could be found on farmland owned by an elderly couple, Ray and Faye Copeland. Ray Copelands last known stint with the law involved a livestock scam, so as police questioned Ray inside his farmhouse about the scam, authorities searched the property. It did not take them long to find five decomposing bodies buried in shallow graves around the farm. The autopsy report determined that each man had been shot in the back of the head at close range. A register, with names of the transient farmhands who had worked for the Copelands, helped police identify the bodies. Twelve of the names, including the five victims found, had a crude X in Fayes handwriting, marked next toà each name. More Disturbing Evidence Authorities found a .22-calibre Marlin bolt-action rifle inside the Copeland home, which ballistics tests proved to be the same weapon as the one used in the murders. The most disturbing piece of evidence, besides the scattered bones and rifle, was a handmade quilt Faye Copeland made out of the dead victims clothing. The Copelands were quickly charged with five murders, identified as Paul Jason Cowart, John W Freeman, Jimmie Dale Harvey, Wayne Warner and Dennis Murphy. Faye Insisted Knowing Nothing About Murders Faye Copeland claimed to know nothing about the murdersà and stuck to her story even after being offered a deal to change her murder charges to conspiracy to commit murder in exchange for information about the remaining seven missing men listed in her register. Although a conspiracy charge would have meant her spending less than a year in prison, compared to the possibility of receiving the death sentence, Faye continued to insist she knew nothing about the murders. Ray Attempts an Insanity Plea Ray first tried to plead insanity, but eventually gave up and tried to work out a plea agreement with prosecutors. The authorities were not willing to go along and the first-degree murder charges remained intact. During Faye Copelands trial, her attorney tried to prove that Faye was another one of Rays victims and that she suffered from Battered Women Syndrome. There was little doubt that Faye had indeed been a battered wife, but that not was enough for the jury to excuse her cold murderous actions. The jury found Faye Copeland guilty of murder and she was sentenced to death by lethal injection. Soon after, Ray was also found guilty and sentenced to death. The Oldest Couple Sentenced to Death The Copelands made their mark in history for being the oldest couple to be sentenced to death, however, neither were executed. Ray died in 1993 on death row. Fayes sentence was commuted to life in prison. In 2002 Faye was compassionate release from prison because of her declining health and she died in a nursing home in December 2003, at age 83. Source The Copeland Killings by T. Miller Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-14708224494061984392019-12-27T20:53:00.001-08:002019-12-27T20:53:03.981-08:00karl marx-theory of social change - 1102 Words theory of social change Marx s focus on the process of social change is so central to this thinking that it informs all his writings. The motor force of history for Marx is not to be found in any extra-human agency, be it providence or the objective spirit. Marx insisted that men make their own history. Human history is the process through which men change themselves even as they pit themselves against nature to dominate it. In the course of their history men increasingly transform nature to make it better serve their own purposes. And, in the process of transforming nature, they transform themselves. In contrast to all animals who can only passively adjust to nature s requirements by finding a niche in the ecological orderâ⬠¦show more contentâ⬠¦His writings on the regime of Napoleon III illustrate in masterful fashion a historical situation in which the forces of the old class order and of the new are so nearly balanced that neither is able to prevail, thus giving rise to a Bonapartist stalemate. Moreover, though throughout his life Marx held fast to the belief that the future belongs to the working class, which will lead the way to the emergence of a classless society, he was nevertheless willing to consider the possibility that the working class may not be equal to its historical task so that mankind would degenerate into a new kind of barbarism. Marx conceived of four major successive modes of production in the history of mankind after the initial stage of primitive communism: the Asiatic, the ancient, the feudal, and the modern bourgeois form. Each of these came into existence through contradictions and antagonisms that had developed in the previous order. No social order ever disappears before all the productive forces for which there is room in it have been developed; and new higher relations of production never appear before the material conditions of their existence have matured in the womb of the old society. 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One of the main reasons this text is a classic text by these philosophers is the fact that Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-3590131032313798462019-12-19T16:42:00.001-08:002019-12-19T16:42:03.294-08:00Communism vs Socialism vs Capitalism - 1861 Words Communism vs. Socialism vs. Capitalism With every type of government, there are going to be many inefficiencies and flaws to deal with. A perfect way to run a country, socially and economically, has yet to be discovered. Social Equality and economic opportunity have proven throughout history to be two great entities that cannot be intertwined with each other. The idea of running communist country is good willed because it is striving for social equally for all and equal possession of the countrys economic resources. 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It must be done with logic and, as good Christians Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-24429068099088307492019-12-11T13:24:00.001-08:002019-12-11T13:24:05.097-08:00The Purpose of a Liberal Arts Education Essay Example For Students The Purpose of a Liberal Arts Education Essay A liberal arts education can open many doors for you. However, it may not be for everyone. A four year liberal arts degree is meant to make you a well-rounded person, but many people dont feel the need to take classes that dont directly apply to their career. Liberal arts exercises your mid; it makes it stronger. It helps develop an ordered mind and good thinking habits. You may never use the things you learn in a computer programming class, but it Will make you a better learner. It also caches you to think for yourself; your fellow students and teachers Will challenge what you know, think and believe. Imagine the doors of creativity that will be opened for you. You may not have known how much you enjoy paining until you took a mandatory general education art class. It can enhance your faith. Maybe you have an interest in taking a theology class so you can he closer to god, at a liberal arts college you can have that opportunity. You can better understand the bible, who wrote it, and why they were inspired to do 50, A liberal arts education will not only make you a better learner, it will also make you a better teacher, The more molded your mind becomes, the more easily you can explain things to people. Even if you dont plan on becoming a professional teacher, this can help you help your children with their homework, help train new employees, or even teach a Sunday School class. It will cultivate your mind, opening doors to art, music, symbolism, or even language, things you may not have even had an interest in before. You will learn to appreciate these things more. A Christian liberal art education may be the right thing for you. It can send you in the right direction if you want to teach in a private Christian school, want to be a missionary, a pastor, or even if you just want to be education with fellow Christians. Some four classes may cause you to question not only your faith, but why you have it in the first place, which will make you see why you fell in love with God in the first place. But does this mean a liberal arts education is right for everyone? I dont believe it does. A single mother going back to school may not have time for the required umber of classes, most of which, she will never use on the job, A 40 year old works at a factory that is being shut down and he needs to learn a new skill quickly so he can go back to supporting his family, For people like this, a liberal arts education may not be the right road for them to take. A liberal arts education can do many more things for you than what have mentioned. Its like a treasure trace; you have the key, all you have to do is open the door and that wealth of knowledge could be yours. Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-34780791250213402182019-12-04T01:06:00.001-08:002019-12-04T01:06:04.489-08:00Japanese Katakana Essay ExampleJapanese Katakana Essay The katakana syllabary was derived from abbreviated Chinese characters used by Buddhist monks to indicate the correct pronunciations of Chinese texts in the 9th century. At first there were many different symbols to represent one syllable of spoken Japanese, but over the years the system was streamlined. By the 14th century, there was a more or less one-to-one correspondence between spoken and written syllables.The word katakana part (of kanji) syllabic script. The part refers to the fact that katakana characters represent parts of kanji. Characteristics and usage of katakana The katakana syllabary consists of 48 syllables and was originally considered mens writing. Since the 20th century, katakana have been used mainly to write non-Chinese loan words, onomatopoeic words, foreign names, in telegrams and for emphasis (the equivalent of bold, italic or upper case text in English).Before the 20th century all foreign loanwords were written with kanji. Katakana are also used to write Ainu , a language spoken on the northern Japanese island of Hokkaido. Katakana and the kanji from which they developed In each column the romaji appears on the left, the katakana symbols in the middle and the kanji from which the symbols were derived on the right. The symbols for wi and we were made obsolete by the Japanese Minsitry of Education in 1946 as part of its language reforms.Katakana syllabary ( / ) The symbols on the right are the basic katakana syllabary in the order they appear in dictionaries and indices (reading from left to right and top to bottom). Additional sounds (the symbols on the right) are represented by diacritics and combinations of symbols. Long vowels Download this chart in Word, or PDF format (also includes hiragana). Pronunciation Sample text in Katakana This text in standard Japanese Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-287692114788757062019-11-27T21:13:00.001-08:002019-11-27T21:13:02.991-08:00Armadillos Essays - Armadillos, Six-banded Armadillo, Glyptodon Armadillos The Armadillo is a very different creature. It has tremendous claws, but no fighting instinct. They have teeth, but not in front, except for the milk teeth some have during infancy. They have long tongues because they catch insects. A strange thing which these animals have is a coat armor, unique among other animals. They have bony plate armor on the outside of their bodies'. Each species has a different pattern for every little plate they carry. They all are great burrowers. They sink a hole with them in it as one approaches. It takes a good man to haul even a little one back if it is halfway down it's retreat under the ground. They are active, running with a tiptoe trot. Their trot is as an aged pony that is tired. They have a varied diet. They hunt by night. Today's Armadillos are not the biggest armadillos that have ever existed. The soil of South America is full of larger Armadillo bones from the past. Some of the past bones were as much as sixteen feet long including the tail. Some even migrated to Texas. There are several species of these animals. The Six-banded Armadillos were good burrowers and massive devourers of insects. They also ate vegetable matter and were useful for devouring carrion. One specie called the Peludo was clumsy bet was effective in getting a snake to its armored hide and grinding the life out of it. It then eats the snake not effected by the poison. The king of the tribe is the Great Armadillo. It is a big creature in appearance, a yard in length from nose to tail covered with the armor. It even has armor on its legs. Its claws are very long and awfully strong. The Three- banded Armadillos had a further protection. They are able to curl up like a hedgehog and present an impenetrable ball to an enemy. It is similar than that of a hedgehog or the porcupine, but it is more interesting because of the way they fit themselves into their armor. Their head and tail pass perfectly through openings in the upper surface of the armor. These openings are bony doors. The back of a typical Glyptodon was covered with a solid piece of bony armor. The tail looked like a bunch of bony rings. The backbone was solid except at the neck. At the neck, there is a joint which allows the head to fit under the bony plate. Some members of the family had tails of solid bone. Bibliography 1. Prodigy - Grolier Electronic Publishing, 1990, A-section 2. The Book of Knowledge - Grolier Publishing, 1933-1935, A-Section Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-63393308146541894412019-11-24T04:48:00.001-08:002019-11-24T04:48:03.402-08:00Saint Xavier University Online MBA Program No GMAT Essay ExampleSaint Xavier University Online MBA Program No GMAT Essay Example Saint Xavier University Online MBA Program No GMAT Essay Saint Xavier University Online MBA Program No GMAT Essay Saint Xavier University Online MBA Program No GMATà degree is designed for nurses who want to takeà their clinical expertise to the next levelà and take on the challenge of instituting moreà prominentà and effective methods of patient care. These particular skills learnedà can be applied to most any clinical settings,as well as hospitals and doctorsââ¬â¢ offices including rehabilitation centers and hospices along with Veterans Affairs Medical Centers. Our curriculum prepares our students for the Clinical Nurse Leader certification exam with class leadingà curriculumà and faculty. The Saint Xavier University Onlineà program gives our nurses a high level perspective and the critical thinking skills they will need to manage nursing departments or units. The coursework covers all the vital aspects of an administrative function including the assessment and implementation of high quality and safety measurements, project management,à budgeting, strategic planning and patient communications. Our curriculum prepares our students for the nurse executive advanced certification exam. For nurses who have a masterââ¬â¢s degree in nursing or are currently earning one in Saint Xavier Universityââ¬â¢s online program, this certificate prepares you the students for the Certified Nurse Educator exam and reduces the teaching experience requirement. Current Nurse practitioners, nurse administrators, and clinical specialists who want to impart their knowledge and expertise will find the program a perfect fit. Click the Banner below for the Official:à Saint Xavier University Online MBA Program No GMAT Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-15619912662987085932019-11-21T06:37:00.001-08:002019-11-21T06:37:13.462-08:00Global Trade Operations Essay Example | Topics and Well Written Essays - 2000 wordsGlobal Trade Operations - Essay Example International trade has also played a pivotal role in offering economic growth in the countries involved. International trade has also helped countries to reduce their manufacturing costs. For instance, a country can concentrate on what it produces efficiently and effectively. The countries specialize on the field where their absolute advantage lies. This case involves international trade between two countries that are located in different parts of the world. Both countries are different but they are linked together by trade. Background; Trade between CHINA and UK China and UK have enjoyed productive trade relations for a long time. Statistics reveal that trade between the two countries is increasing significantly. In 2009, UK ââ¬â China bilateral trade in goods was more than $ 201.16 billion. The value is expected to increase significantly in the future. More than 56 Chinese companies have also been listed in the London Stock Exchange. In 2009, UK, imports from China was $ 15.97 billion. Desired Incoterms In 2000, International Chamber of Commercial Terms issued International Commercial Terms (Incoterms) that are now adopted in international trade throughout the world. The Incoterms that are basically used by these traders is the Free on Board (FOB). In this case, the seller is required to deliver the goods to a carrier identified by the buyer. For FOB, the seller delivers the goods after which they are cleared for export (Grath 2008). Importing from China While importing from China, an importer is supposed to create a relationship with the supplier. After establishing a relationship, an individual or organization is required to confirm the terms of trade between the two countries. After confirmation of the trade terms, the parties then agree on the terms of payments. This is followed by approval of samples. Finally, an order is placed in writing after which the freight forwarder is appointed (Grath 2008). In 2008, China exports to UK were $36.07 million. These statistics reveal that there is a strong trade relationship between China and United Kingdom. Exporting to China Exporting from China is almost similar to the importing process. The first step is for the exporter to develop a relationship with the buyer. Then, the two confirm the terms of trade which applies for the two countries. The two parties are then required to agree on the conditions of payment. This involves the deposit balances well as receipts of goods. It is also, important to have samples approved before receiving an order with the new buyer. This should be in writing. The order should indicate the exact order and the terms of trade. Regulations guiding trade in EU and non- EU countries Although the international trade has opened new markets for many companies, it has some complications. For example, trading between EU and non EU member is crucial bearing in mind that the two regions may have different regulations. In this case, the trading companies are required t o adhere to the jurisdiction within the region where the trade is taking place. Some restrictions are unhealthy since they undermine the ability of companies to export freely. The regulations within the EU regions favour the trade between the member states. It promotes free movement of goods and services between the members. The member states are required to withdraw all restrictions to the member states. Therefore, all businesses in the member states can easily Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-43134205326732816522019-11-20T07:10:00.001-08:002019-11-20T07:10:03.972-08:00Confucianism Research Paper Example | Topics and Well Written Essays - 500 wordsConfucianism - Research Paper Example Confucianism is a form of idea that is basically founded on the teachings of Confucius (D. Hoobler & T. Hoobler, 2009, p. 10). Confucius is a Chinese philosopher who believes that a human being must aim to develop his primary goodness. One of his famous works is the concept of golden rule: ââ¬Å"Do not impose on others what you do not wish for yourselfâ⬠(Matthews, 2010, p. 185). Confucius believed that in order for a person to nurture its goodness, the five virtues must be practiced. These are the virtue of ââ¬Å"courtesy, magnanimity, good faith, diligence and kindnessâ⬠(University of Northern Colorado, 2007). These virtues must become an application to the life of a person for this is the basis concerning its life and death. The particular destiny of a person is reflected on the actions and practices he made. Entering Heaven relies whether a person is doing the right thing or not. The actions he made while he was living will always count, may it be for goodness sake o r for personal satisfaction (Yao, 2000, p. 146). In this context, a man is expected to make himself righteous and appropriate on all occasions as his deeds must always be good. Confucianism does not ponder so much about death by considering it as a plain rest of a person, while the conception of life is believe to start when one person has learned to become honorable individual (Tan, 2004, p. 128). The tradition of the Confucianism includes the offering of sacrifices which is considered as common practices to develop its virtues. The birthing of a child constitutes to the significance of preserving the bloodline while the joining of couple is a duty in conception of a new being. The ââ¬Å"cappingâ⬠signals the transformation from a childhood to adulthood (Taylor, 2004, p. 99). These rituals were also made for the improvement of the health of the Confucians. Artistry is also performed to effectively alleviate the wellness of the members (Mullis, n.d.). Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-63207364641346777262019-11-17T20:41:00.001-08:002019-11-17T20:41:03.718-08:00Law and the Corporation Case Study Example | Topics and Well Written Essays - 2000 wordsLaw and the Corporation - Case Study Example There are two types, one, as mentioned above is a Public Limited Company, and the other is a Private Limited Company, which as the name suggests cannot sell its shares to the general public. In the UK, the Companies Act permits several people to form a company for any business that is lawful. Private companies are the easiest kind of company to begin as well as run in their initial stages. Company's name should always end with "Limited" or "Ltd" (Ewan 2004 p 20). Lugi must keep in mind that this type of company is often a family business; directors of these firms tend to be shareholders and are involved in the running of the organization. Normally the shares of Private Companies can only be transferred to another person if the consent of all the other shareholders is obtained. Private Limited Companies as does a PLC have to apply to the Registrar of Companies, submitting a number of documents, which have to be delivered to the Registrar of Companies at Companies House. The two most important are the Memorandum of Association and Articles of Association, in addition to these; there is a Statutory Declaration, which states that the requirements of the Companies Act have been followed. When the registrar is satisfied, then a certificate of incorporation will be given, the company can then begin trading at once (World Bank 2007 p5). I would advice Lugi to start his business as a limited company as just 2 share capital is required to set up a private limited company. Limited Companies are made with a share capital that is authorized (authorized shared capital) as well as with a share capital which is issued (issued shared capital). The authorized share capital can be called the total number of shares that exist in a company which is multiplied by the nominal value of each share. But he must keep in mind that not all such shares might have been issued. The issued share capital is exactly same calculation in respect of each and every one of the issued shares. A company that is incorporated in England as well as Wales can be made with whichever number of shares of any value, in any currency. For instance, there might be 10,000 shares with a nominal value of 1p, or 100 shares each of 1. In both cases the share capital would came out to be 10 (Henry 2006 p 19). Advantages for Limited Company: The core reasons why Lugi should open a limited company is as follows: Control of the company cannot be lost to outsiders, more people are prepared to risk money because shareholders have limited liability, more capital can be raised because there is no limit to the number of shareholders and, the company is a separate legal entity and therefore, as such has a continuous legal existence, separate from the individuals who are its shareholders. Its existence is unaffected by changes in the directors and other shareholders, and the work of the business can thus carry on with a minimum of interruption (contrast this with the death of a sole proprietor) (Stephen 2000 p 10). DisadvantagesLike every business even limited business has risks, Lugi must be fully prepared to manage those risks and disadvantages. They are as follows:shared profits among a larger amount of people, the legal procedure to set up the business, as a consequence of this there is a cost in Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0tag:blogger.com,1999:blog-7590711758595301411.post-84322475363075210052019-11-15T09:13:00.001-08:002019-11-15T09:13:06.432-08:00Differences Between Traditional Mail And Electronic Mail Information Technology EssayDifferences Between Traditional Mail And Electronic Mail Information Technology Essay Introduction Electronic mail, better know as e-mail, is the transmission of messages and files via a computer network. E-mail has become a very important way of exchanging messages and files between coworkers, students and teachers, friends and family. People all over the world are using e-mail. Its fast and best of all its cheap! In this paper I will discuss differences between traditional mail and electronic mail. We will explore some of the ways businesses use email in the workplace. I will also discuss how teachers are integrating email into the classroom. Lastly, I will discuss a few electronic mail securities issues that everyone needs to be aware of. Email In The Work Place Over the years, people, especially businesses, have adopted email as their general form of day to day communication mostly because of its speed. Email communication has almost instant feedback. This makes email much more conversational than traditional paper mail or snail mail as it is commonly know today. With snail mail, writers and recipients are forced to wait days to complete communication. Yes, we have fax machines and telephones to speed up the process, but who wants the hassle when you can use email! Distribution List. If you have to send emails to a number of recipients on a routine basis, it can be a chore to have to type every persons email address over and over again. Group distribution lists make this job simple. Below are the steps to setup a distribution list in Microsoft Outlook. Access the email account where you wish to create the distribution list. Use the mouse to highlight the name(s) in the To and CC box. These names will be copied to the distribution list. To select multiple names, hold down the SHIFT button and highlight accordingly. Click EDIT and COPY. Click FILE, and then NEW. Next, click DISTRIBUTION LIST. Type in the name you want for the group. A distribution list can be labeled anything from My Staff to My Friends. Type the appropriate name into the NAME box. Click SELECT MEMBERS. Click on ADD TO DISTRIBUTION LIST. Next, right click PASTE or hold the CTRL and V button down at the same time. Open a new email message. Click on To. Choose your new distribution group. Compose and send an email. Organize Schedules Appointments. Whether you are a COE of a major company or the president of an extracurricular activity group in school email has all the features you need for scheduling and managing appointments, meetings, and tasks. Using Email calendar components, managers can schedule meetings and appointments, and assign tasks for the other members of the group. Emails also let you store miscellaneous information using notes. File Attachments. In some situations, a simple email message is not sufficient to get the required information to the recipient. In these cases, you may want to attach a file to your email message. Email allows you to attach almost any kind if file to your message. You may need to send a Word document, an Excel worksheet, a picture, or any number of file types. Email lets you do it all. EMAIL IN SCHOOLS Keypals. Email is a wonderful way for your class to connect with your students in another part of the country, or perhaps another part of the world. In addition to practicing their English writing skills, your students can learn, first hand, the geography, culture and language of their keypals. Web Mentors. Mentor programs often include lists of mathematics, scientists, historians, and other professionals who have generously volunteered to assist with class project. Homework Assignments. If all your students have regular access to individual e-mail accounts (lucky them!), you might want to distribute homework assignments or bonus questions using e-mail. Some teachers even make their email addresses available for homework questions. If you plan to use email to distribute assignments and questions, here are some tips that will make things run more smoothly: Make sure your students are email savvy. Before you send your first email assignment, spend a few classroom lessons on email basics. Let your students know the time and day that you will be sending the assignment so they know to check their mail. Be specific with your message subject title. Instruct your students to use the Reply to Sender button. This way you can sort your mail using the subject title that you have specified. EMAIL ETIQUETTE SPAM or Junk Mail. SPAM is the sending of unsolicited messages. Most people hate getting junk mail. It also slows down the networks and is generally a waste of valuable, limited resources. Businesses have found that junk mail is an easy and inexpensive way to send promotional material. Dont send unwanted email Flaming. Flaming is when someone uses all capital letters in a message. This usually means that the sender is yelling or angry. This can be very offensive. Remember, once you send an email message, you can not erase it or take it back. Messages may be saved, read by others, or even forward to others with out your knowledge. Internet Hoaxes Virus Myths. Dont be fooled by internet hoaxes and computer virus myths. Before you send your so called virus alert check with your IT department to see if its real. Dont open an attachment or click on a link in an email from some one you dont know. If the content email looks suspicious, but it is some one you know- dont open until you clarify with the sender first. It may be infected with a virus. CONCLUSION In conclusion, Email is a wonderful way to communicate with others. Email has become a very important way to communicate and share files with coworkers, students, friends, and family. Hopefully you have found some new and interesting ways to use email in the workplace, and in school. Also dont forget to use proper email etiquette and watch out for internet hoaxes when sending messages. Kaysen Daleyhttp://www.blogger.com/profile/11255237439728147858noreply@blogger.com0